1. I've been told to self-isolate, but SSP won't cover my bills
You may be eligible for Statutory Sick Pay (SSP) (paid from the first day of sickness) if you've been affected by coronavirus and have to self-isolate.
How it works:
- If you’re eligible for SSP, this is paid by your employer
- You may also be eligible for SSP if you're caring for someone you live with who is showing coronavirus symptoms and has been told to self-isolate
If you receive SSP, you may find this money isn't enough to cover your usual outgoings. If so, you can also make a claim for Universal Credit.
Details of SSP:
- Statutory Sick Pay is £95.85 per week
- It can be paid for up to 28 weeks
- You must earn at least £120 per week to qualify
If you fall ill while on the Job Support Scheme, and are unsure whether you're eligible for SSP, you can find out more here.
2. What if I'm not eligible for SSP?
If you're not eligible for SSP, there are other options available which you may be eligible for:
- New style Employment and Support Allowance (ESA) – You can claim ESA if you have a disability or health condition that affects how much you can work. This can now be paid from the first day of sickness
- New Style Jobseeker’s Allowance (JSA) – JSA is a fortnightly payment can be claimed if you’re unemployed or work less than 16 hours a week
- Universal Credit (UC) - You can now claim UC online, and by telephone. Universal Credit advance loans are also available to people affected by coronavirus – so you can request your first payment straight away if you need it urgently. However, this is a loan and will be paid back from your UC payments over the following 12 months. If you stop claiming UC, you will still have to pay this back
- Self-isolation grant – If you're on benefits you can claim £500 from your Local Authority for each period of Test and Trace self-isolation
3. I'm already claiming benefits, will they be affected?
If you're already claiming benefits but are unable to carry out the required tasks to receive your payments, you must contact the relevant office to let them know as soon as possible.
If you're claiming Universal Credit, make sure you also use your online journal to explain why you can't complete your required tasks.