Aside from the physical illnesses or injuries that you may face in life, there are also mental illnesses that many of us may deal with at some point. If left undealt with, debt can seriously affect your mental health and worsen existing conditions such as depression.
If you're dealing with mental health issues, you can send your creditors a 'debt and mental health evidence form' (DMHEF) completed by a health or social care worker. This can help them to understand your situation and encourage them to be more considerate when dealing with you.
Debt can impact the quality of sleep you get every night, which can in turn affect other areas in your life such as energy levels, concentration and mood.
Many people suffer from addictions from things such as alcohol, drugs and gambling. These things can either cause debt, be a symptom of debt stress, or both.
If you’re worried that your debt is affecting your physical or mental health, please tell someone you trust how you’re feeling. You may also feel less anxious about your debt once you seek free and confidential debt advice.
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