Can joint debts be included in my IVA?
A joint debt is a debt that has your name and the name of the other person you entered into it with on the agreement.
A joint debt can be included in an IVA however the other person named on the debt will still be responsible for making payments towards it.
If you have some of the debt written off, the other person will still be asked to pay the remaining money back.
If you have joint debts, and are thinking about entering into an IVA, you should contact us for advice first. We can let you know how it’ll affect you and the other person named on the debts.