Get help now
Get free and impartial debt advice before choosing an IVA.
You need an insolvency practitioner to set one up.
StepChange is an approved organisation to manage IVAs.
Use our free online advice tool to find out if this is the best solution for you.
Our specialist subsidiary, StepChange Voluntary Arrangements, can help you through the process
- We review your finances
- We put forward the IVA proposal to the people you owe
There are no up-front fees, and we do not charge for debt advice.
Fees are detailed in your IVA proposal, which an IP will assist in drafting. Any fees have to be approved by creditors. Your IP will explain what fees you need to pay for your IVA.