Rent arrears are priority debts. If you have rent arrears on a property you live in, it’s important to contact the landlord or letting agency quickly to offer a way to repay what you owe. If you don’t do this, you’re at risk of eviction.
If you’re looking to rent with arrears on a previous property, you might find it difficult for a landlord to rent to you. There’s also the possibility that court action will be taken against you to recover what you owe.
Struggling to pay your rent could be a sign you need debt help
We can help if you’re in debt. You can get free and confidential debt advice online now. We’ll recommend the best way to deal with any debts you have, and also tell you about other organisations who can support you.
Also, if you’re eligible, you could get Breathing Space. This means your creditors won't be able to add interest or fees to your debts, or take enforcement action, for up to 60 days.
If you're struggling to rent a property, your landlord or letting agent may agree to you using a rent guarantor who would be responsible for paying any arrears.
Is there any way to protect myself from eviction if I’m behind on my rent?
If you’re behind on your rent, you may qualify for the Breathing Space scheme. This could give you up to 60 days’ respite from interest, fees, and court action.
If you qualify, your landlord cannot evict you for rent arrears during your Breathing Space. However, your landlord could still evict you for other reasons, like anti-social behaviour, or if they need the property to live in themselves.
Breathing Space is there to reduce stress while you deal with your debts, so it’s important that you seek debt advice during this time.
Once your Breathing Space is over, your landlord will have the power to start the eviction process again.
If you're worried you may be at threat from eviction, contact Shelter or consider getting free debt advice.
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