Not all debts can be paid through a DMP. Most debt types can be included, such as credit cards, personal loans, overdrafts, gas and electric arrears, catalogues, cancelled phone contracts and payday loans. However, some can't be included, such as:
- Benefit overpayments
- County Court judgments (CCJs)
- Child support
- Criminal fines
- Decrees
- Income tax
- Benefit overpayments
- Landline, internet or mobile phone (current contracts)
- Loans from family or friends
- Mortgage endowment premiums
- Mortgage arrears for current account mortgages
- National Insurance
- TV Licence
- VAT