Keep paying arrears during your DMP if they have been:
- Agreed with your landlord
- Or set by a court
No further action will be taken.
Let us know if you have an emergency and cannot afford your rent and DMP payment.
An emergency could be:
- A drop in income (like fewer hours worked due to illness)
- A sudden expense (like replacing a fridge)
Make sure you pay rent and rent arrears before your DMP.
Can I rent a new home on a DMP?
Private landlords and letting agents will check your credit history. They will look at public information like bankruptcy or court judgments.
The people you owe can apply for a CCJ or decree before or during your DMP.
This makes it harder to rent a new home.
Landlords cannot see details of:
- Your credit debts
- Default notices
- Other information held on your credit file
They can only access this if you give them permission.
You may be able to persuade a landlord to rent to you despite your debts by:
- Offering a higher deposit
- Supplying additional references
- Getting a guarantor