If payments to the arrears have been agreed with your landlord, or were set by a court, as long as you keep paying them during your DMP, no further action will be taken.
If you have an emergency, for example a drop in your income one month, and you can’t afford to cover your rent and your DMP payment, let us know as soon as possible. Your rent and rent arrears should always be paid first, before your DMP repayments.
Can I rent a new home on a DMP?
When checking your credit history, private landlords and letting agents generally rely on public information such as details of bankruptcy or court judgments. Your DMP can’t prevent your creditors applying for a CCJ or decree, so it’s possible this may have happened before or during your DMP, and this could make it more difficult to get a new private tenancy.
Landlords can’t see detailed information about your credit debts, default notices and other information held on your file with credit reference agencies. They can only access this if you give them permission.
Even if a landlord is unwilling to accept you for a tenancy because of information they find about your debts, you may be able to persuade them by offering a higher deposit, supplying additional references, or a guarantor.