We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo
i This solution is only available in England, Wales and Northern Ireland.

How will a DRO affect me

How will a debt relief order affect me?

It’s important to know about the impact of a DRO and the restrictions you’ll face if you enter into one.

A debt relief order (DRO) is a form of insolvency designed as a low cost alternative to bankruptcy. It’s suitable for people on a low income, who have a relatively low level of debt that they’re unable to repay within a reasonable amount of time.

A debt relief order (DRO) is available in England, Wales and Northern Ireland. If you live in Scotland you might be able to apply for bankruptcy using the minimal asset process (MAP). This is a similar solution, but it's important to note that it has different benefits, risks and fees associated with it.

Is a DRO right for you?

Need debt advice?

Free, online debt advice available now

Get debt help

Things to consider with a DRO

It’s important to know how a DRO will impact your life and what will happen if you enter into one. Here you can find out more about the process involved with debt relief orders and how it’ll impact you once the DRO ends.

Get debt advice

Our online debt advice service can give you the free, realistic advice you need to find out which is the best debt solution for your situation.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019