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based on what's best for you

0800 138 1111 Freephone (including all mobiles)

i This solution is only available in England, Wales and Northern Ireland.

A guide to debt relief orders (DROs)

A debt relief order (DRO) can help you to write off debt that you’re unable to repay in a reasonable amount of time.

A debt relief order (DRO) is only available in England, Wales and Northern Ireland. If you live in Scotland you might be able to apply for bankruptcy using the minimal asset process (MAP). This is a similar solution, but it's important to note that it has different benefits, risks and fees associated with it.

DROs are usually suited to people with a fairly low amount of debt and who have few assets.

In this section you can find out about DROs, how to apply and the criteria you need to meet to be eligible for one. It’s worth reading all of the pages in this section, to understand the benefits and risks.

Find out if you're suitable for a DRO

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0800 138 1111

8am to 8pm Monday to Friday, 8am to 4pm Saturday. Freephone inc. mobiles.

What is a DRO?

In this section you can find out about DROs, how to apply and the criteria you need to meet to be eligible for one. It’s worth reading all of the pages in this section, to understand the benefits and risks, what debts will be included in a DRO and the restrictions you'll face.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016