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i This solution is only available in England, Wales and Northern Ireland.

A guide to debt relief orders (DROs)

A debt relief order (DRO) can help you to write off debt that you’re unable to repay in a reasonable amount of time.

Debt relief orders (DROs) are not available if you live in Scotland. In Scotland, a minimal asset process (MAP) is a similar solution, but it’s important to note that it has different benefits, risks and fees associated with it.

DROs are usually suited to people with a fairly low amount of debt and who have few assets.

In this section you can find out about DROs, how to apply and the criteria you need to meet to be eligible for one. It’s worth reading all of the pages in this section, to understand the benefits and risks.

Find out if you're suitable for a DRO

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Video: An introduction to DROs

What is a DRO?

In this section you can find out about DROs, how to apply and the criteria you need to meet to be eligible for one. It’s worth reading all of the pages in this section, to understand the benefits and risks, what debts will be included in a DRO and the restrictions you'll face.


About DROs


  1. What is a debt relief order?
  2. Getting a debt relief order
  3. How will a debt relief order affect me?