Can you get credit after a debt relief order?
A debt relief order will stay on your credit file for six years from the date it was approved. This may make it difficult to take out credit during this time.
Where will my DRO be recorded?
When you enter into a DRO, if you live in England and Wales, it’s recorded on the Individual Insolvency Register. This is an online database that has information about bankruptcies, IVAs and DROs.
The Individual Insolvency Register can be searched online. When your DRO is approved, you’ll be added to the database. Your details will remain on the database for the duration of your DRO and three months after it has finished. This usually means that you’ll be on the register for about 15 months.
If you live in Northern Ireland, your details will be added to the public DRO Register. Your details will be removed from the register three months after the DRO ends, whether or not it's been successfully completed or revoked.