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i This solution is only available in England, Wales and Northern Ireland.

How an IVA affects me

IVA register. Who can find out about my IVA?

If you enter into an individual voluntary arrangement (IVA), the details will be recorded on the Insolvency Register.

The Insolvency Register contains information about all current individual voluntary arrangements. It also holds information about current bankruptcies and debt relief orders, including any that have been discharged within the last three months.

The details about your IVA will stay on the register for three months after the IVA has been completed or terminated.

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What is the Individual Insolvency Register?

The Individual Insolvency Register is available to search online for free. Although anyone can access the register, it’s unlikely that anyone except your creditors will search it.

What information will appear on the register?

If you enter into an IVA, the following personal information will appear on the Individual Insolvency Register:

  • Your name
  • Your last known address
  • Your date of birth
  • Your gender
  • The date the IVA was approved

IVA information and advice

As the UK’s leading debt help charity, we can provide information on all aspects of IVAs, including the Insolvency Register, and will give you free, confidential debt help.

Our online debt advice tool, Debt Remedy, can assess your situation and identify the best way for you to get out of debt based on your individual circumstances.

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Read reviews of StepChange » Av. ratings for our service by DMP/DRO clients after 3 months.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2017