Where can I get help with pensions?
There are two types of guidance available about pensions, depending on what help you need.
Regulated financial advice
This help is given by an independent financial advisor (IFA). An IFA is qualified to give you advice about your own circumstances and recommend the best course of action for you. They can also recommend specific types of annuity or investment product. In most cases you will need to pay for an IFA's services.
The Money Advice Service (MAS) has a guide to choosing a financial advisor on their website which includes links to other sites to help you find a local IFA. Alternatively you can call MAS on 0300 500 5000 (Mon-Fri 8am-8pm, Sat 9am-1pm)
General pension information
This is impartial information provided by Government-backed organisations. This help is available free from:
These organisations can give you all the facts you need to make your own decisions about your pension. But they can’t tell you what is the best course of action and they can't recommend specific products or investments.