We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Not sure how to deal with your debts?

We're here to help with free, online debt advice available now.

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How to pay off debts

A surprisingly common question we’re asked is how to pay off my debts and make payments to creditors. Sometimes this isn’t as straightforward as it should be.

If you’re having problems making your normal monthly payments, we recommend you contact us for debt advice before you consider reducing your payments so we can help you work out if this is the right thing to do. We can also explain the risks, including the negative effect this will have on your credit file.

Need debt advice?

Free, online debt advice available now

Get debt help

If you’re having problems making payments to debts

If you’re finding it difficult to make payments to your creditors, contact us for advice. There are other ways to make payments which we’ve not listed here, and if you’re making very large payments, or payments to or from another country, these may not be the best methods.

If you’re in a position where you have to make reduced payments to your debts, this is a sign that you need debt advice.