I'm self-employed and struggling to pay my bills
If you’re self-employed and looking for help with your debts, contact Business Debtline. Run by national charity the Money Advice Trust, Business Debtline offers practical self-help to small business owners and people who are self-employed, empowering people to speak to creditors directly, and put solutions in place to resolve their business finance and debt problems.
They can give advice on important business debts such as tax and business rates, and support if creditors take court action. They can also help review business finances and decide the next steps to take. For example, they can advise on how best to recover debts from other people or how to close a business if that’s the right thing to do. They can also advise on personal debts such as credit cards and bank loans, and help people to budget better.
Business Debtline is completely free, confidential and independent. Their website contains guides, fact sheets and sample letters, as well as a business and household budget tool. It also provides a webchat service.