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Types of debt

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Tax, child maintenance and council tax debt

Council tax, child maintenance, benefit overpayments and tax debts to HMRC (Her Majesty’s Revenue and Customs) are all debts owed to government departments or local authorities. If you fall behind, it’s important that you deal with these debts as soon as possible.

These are usually priority debts as the consequences of falling behind or not paying is often more severe than other types of consumer credit debts. The types of enforcement you could face include bailiffs visiting your property, deductions from your earnings, and in rare cases, imprisonment.

In this section you can find information on dealing with these types of debt and the various ways they can be collected from you. If you need help, we offer free and confidential advice on how to pay off these priority debts while still managing the rest of your living costs.

Need help with your debts?

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016