I’m falling behind on my priority bills. What can I do?
Of everything you pay out, it’s important that you pay your priorities in full each month. It’s also important that you make an arrangement to clear any priority arrears as soon as possible.
Due to the consequences of not paying priority bills in full, it can be quite difficult to reduce these down. It may be possible to put lower payments in place if you’re facing financial difficulty, however:
- Talk to your mortgage provider to see if they can offer you a lower payment on your mortgage. You may also be able to switch to an interest-only mortgage for a short period of time
- Use an OFGEM-approved utility price comparison tool, to see if you can get a better deal on your gas, electric or fuel costs
- Speak to your local council to find out if your property is in the correct council tax band
We’d also recommend you take a look at your budget to understand what your spending looks like on a monthly basis. We can help you with this, either by calling us or using our confidential debt advice tool.