There are so many things you need to pay out each month that it can become difficult to know what you need to pay first. How do you tell a priority bill from a non-priority debt? What makes a mortgage payment more important than a credit card payment?
Some bills are classed as priorities because the consequences of not paying them are greater than the consequences of not paying others. For example, if you don’t pay your rent or your mortgage you could lose your home. You must always pay these before your other debts.
The table below highlights what your priority bills are, and what can happen if you don’t pay them. The consequences can vary depending on whether you live in England, Wales, Scotland or Northern Ireland.
Are you struggling to pay bills and stay on top of debts?