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Have you received a 'persistent debt' letter?
If you're making minimum payments to your credit card, store card or catalogue account, we can help.
It is tempting to ignore letters from lenders. Try to think of your wider financial situation.
Try to find ways to pay more each month. This will pay off your balance faster.
If you can afford to pay more, you really should.
If not, your lender can take action to make you pay more.
They may send letters that sound scary, but they are trying to help. It is better to get out of persistent debt.
If a lender demands more money, contact them as soon as you can. They will discuss ways to deal with the issue.
Here is what can happen as lenders try to make customers increase payments.
You have been making minimum payments for:
It doesn’t matter how big or small your debt is, if you're worried about money, we’re here to help you.
Use our online debt tool to get free, personalised advice.