We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
young woman in pyjamas looking at her phone

UK personal debt in the first half of 2018

Download our Mid-Year Update

Looking for the most recent personal debt statistics?

This page gives a summary of our 2018 Statistics Mid-Year Update. You can find the most up-to-date personal debt statistics in our full Statistics Yearbook 2018 report.

Personal debt statistics January - June 2018

Our Statistics Mid-Year Update takes an in-depth look at 326,897 new clients who contacted us for help with problem debt between January and June 2018.

From council tax and utilities arrears, to payday loan and credit card debt, our latest report explores the personal and household debt trends in 2018.

1. The proportion of clients in council tax arrears remains high

New clients were behind on council tax more than any other household bill. In the first half of 2018, almost a third of new clients responsible for a council tax bill were behind on payments.

in the first half of 2018, almost a third of new clients responsible for a council tax bill were behind on payments

2. The proportion of clients with energy arrears is rising

The proportion of clients behind on their energy bills has increased. Between January and June 2018, 13.1% of all new clients were behind on a gas or electricity bill.

13.1% of all new clients in the first half of 2018 were behind on a gas or electricity bill

3. Clients with short-term high-cost credit debts are increasing

The proportion of new clients with a payday or short-term high-cost credit debt has also been increasing over the past few years. In the first half of 2018, 18.3% of new clients had a payday or short-term high-cost credit debt.

in the first half of 2018, 18.3% of new clients had a payday or short-term high-cost credit debt

man holding documents

Journalist or researcher?

  Download the full dataset now (this document will open in Excel)

Contact our policy team

Email us for more information on our debt research and statistics across the UK.

Social media

Connect with us through social media and get all the latest news about our campaigns.