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StepChange response to the Insolvency Service on changes to DRO

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We welcomed proposed changes to the eligibility criteria for DROs which will give more people the opportunity for debt relief when other insolvency solutions are not an option to them.

6,131 StepChange clients opted for a DRO last year. However, the eligibility criteria haven’t been reassessed since 2015.

Our modelling suggests the proposed changes will result in a 28% increase in the number of DROs we deliver.

The changes will have a significant impact on the choices for clients, particularly those who have previously had to opt for expensive bankruptcy proceedings or, not being able to afford the bankruptcy fees, been denied the debt solution they needed.

You can download our full response here.