Our services and solutions
Debt solutions in Scotland
More ways to get help
Don't know where to start?
Answer a few questions, so we can find the best way to help
Got a debt question?
More about us
Debt in the UK
StepChange in Parliament
We work with parliamentarians on briefings, events & debt trends
The latest debt trends & analysis from our industry experts
Log back in to OnlineDMP to manage your DMP
Other ways to get in touch
Get debt help online now
Get free advice on how to deal with your debt online from the UK's leading debt charity
Our client statistics show what life is like for Scots experiencing problem debt.
Scotland in the Red is our annual publication that explains our key client statistics and looks at what life is like for Scots experiencing problem debt.
We analyse data from every Scottish Constituency and Local Authority to get a picture of how things were for our clients throughout 2022.
Our report makes recommendations for change to support people in or at risk of problem debt:
Email us to discuss our 2022 personal debt statistics and other debt research across the UK.