We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).

We can get your finances back on track

Get free debt advice online and we'll support you for as long as you need us.

Get debt help now

Don't sweep it under the carpet. Waiting only makes debt problems worse.

Take two minutes to answer a few simple questions, so we can understand the best way to help you.

Find the right help

Worried about rising food and energy prices? If the cost of food and heating is causing you concern, you're not alone. We can help you. Read our guides to coping with the rising cost of living

How we help you

  • We provide free, confidential and expert debt advice and money guidance
  • We recommend the best solution or service for your circumstances
  • We support you while you deal with your money worries, for as long as you need our help
  • We also campaign on your behalf to reduce the risk of problem debt and the harm it causes
How we can help you
We've helped over5 million people since 1993
Our clients repaid £4 billionwith our help
Our advice is 100% free and impartial
More than 10,0005 Feefo ratings*

"I can’t speak more highly of the help I received and I want to pass it on to others."

Every year, we help hundreds of thousands of people resolve their problems, repay their debts and rebuild their lives. We could do the same for you.

Real life stories How we're rated

Tools to help you

stitch banner

Making ends meet: Insights from StepChange advice clients

One in two people struggling to keep up with essential bills – triple the pre-pandemic number.

Read the report

Latest news: StepChange reacts to Autumn Statement

Returning to debt advice?

Log in to download your personal action plan, check your recommendations and update your details

Log in here

Partner with us

If your customers or colleagues are worried about money, we can help them together.