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Debt. A simple word. But it can become a big problem. We can help cut it down to size. Let's start the conversation.
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We can get your finances back on track

Get free debt advice online and we'll support you for as long as you need us.

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How we help you

  • icon 1 We provide free, confidential and expert debt advice and money guidance
  • icon 2 We recommend the best solution or service for your circumstances
  • icon 3
    We support you while you deal with your money worries, for as long as you need our help
  • icon 4
    We also campaign on your behalf to reduce the risk of problem debt and the harm it causes
How we can help you
  • person icon We've helped over5 million people since 1993
  • money icon Our clients repaid £4 billionwith our help
  • get advice icon Our advice is 100% free and impartial
  • star icon More than 10,0005 Feefo ratings*
Jack's story

"I like the fact that every time I speak to StepChange it’s impartial and there’s no judgement."

Every year, we help hundreds of thousands of people resolve their problems, repay their debts and rebuild their lives. We could do the same for you.

Hear their stories

Tools to help you

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The True Cost of Tax Credit Overpayments

Deductions from Universal Credit payments are pushing people into deeper hardship.

Find out more

Latest news: New consumer duty proposals are a game changer

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