We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111 Freephone (including all mobiles)

Debt Awareness Week. The debt danger signs.

People have varying ideas on what a danger sign of debt is: are you in debt when you can't afford to go on holiday, or are you in debt when you have to choose between eating and heating?

Debt problems have many causes, but we've narrowed it down to the five debt danger signs that are the strongest indicators that you may need help. See how many apply to you.

How close are
you to a debt problem?

You’re fine
Time to budget
May need help
You should get advice
You need help
Speak to us now

Answer 5 quick questions to find out

Restart test
Do your friends know the danger signs of debt?
Share this page
StepChange Debt Charity Logo Spot the danger signs of debt and get help sooner

Help spread the word


Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016