CCJ enforcement – the County Court and bailiffs
The bailiff may contact you by phone or visit your home.
They should give you another opportunity to pay what is owed.
Many bailiffs will also agree to affordable payment plans.
- You do not have to let them in
- They cannot take goods from you without a court order (a controlled goods agreement)
- They will not have this on their first visit to you
Find out how to deal with bailiffs and their rights and powers.
Attachment of earnings orders and County Court judgments
An attachment of earnings order allows the court to take a fixed amount from your wages.
The court will send you a ‘statement of means’ N56 form, which you use to respond.
Learn more about attachment of earnings orders.
Charging orders and CCJs
A charging order secures the debt against any property you own.
Do not ignore a charging order. It could:
- Put your property at risk
- Cause issues when selling
Find out more about charging orders.