Paying a decree off in instalments
If you can’t afford to pay off the whole decree debt you can ask to pay it in affordable instalments.
To do this you need to complete and return the form called ‘Application in writing for a time to pay direction’, included with the decree paperwork. You’ll be given a deadline to do this, usually 21 days.
If you don’t return this form your payments might be set at an amount you can’t afford.
This form asks the creditor to agree a payment amount you can afford. If the creditor doesn’t agree it the court will ask you to attend a hearing to set a payment.
You can’t ask for instalments to be set on large decree debts over £25,000, or on some debts such as income tax, VAT or child maintenance arrears.
Received a decree?