What is a ‘Charge to Pay’ or ‘Charge for Payment’?
A ‘charge to pay’ and a ‘charge for payment’ gives you 14 days to pay the debt in full. Some creditors may be willing to negotiate an informal payment arrangement with you. If you have received one of these get debt advice as soon as possible.
A charge to pay and a charge for payment are the final notice to you to pay and if payment is not received by the date stated on the form the creditor will start diligence. You should have received a ‘Debt Advice and Information package’ with the charge to pay or charge for payment which gives you information on your rights and where and how to get advice.