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Worried about gambling debt?

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Gambling and betting debts. Help to manage your money.

Gambling problems often make debt problems worse, and vice versa. Borrowing more money to pay for gambling can make your debts increase, while struggling to keep on top of your increasing debts can be a trigger for more gambling.

We can help you with any debt problems that may have arisen from a gambling addiction. However, in order for us to truly be able to provide help with your debts, it's essential that you receive the support you need in order to put gambling behind you for good.

Gambling warning signs

Some of the warning signs that you may have to tackle or stop gambling include

  • Using your overdraft or credit card to pay for gambling
  • Missing payments to debts or priority bills because you’ve spent the money on gambling
  • Gambling to try and win money to pay off your debts
  • Using your overdraft or credit card debt to pay for gambling

If any of these sound familiar to you, it’s time to get help now. If you have problems with gambling and debt, you need help to deal with both of these issues at the same time.

Get help to take control of your debts

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Free online debt advice in 20 mins

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Help to stop gambling or tackle addiction

As well as our help dealing with your debt problems, we recommend you get expert help to deal with your gambling. There’s isn’t a one-size-fits-all solution to gambling problems, and different approaches work for different people:

Speak to your GP

Your NHS GP is the best place to start, especially if your gambling problems is affecting your health and mood. Your GP can discuss what options are available in your area, for example cognitive behavioural therapy (CBT), a form of talking therapy that many people find effective.

Contact GamCare

If you prefer to speak to someone anonymously, contact GamCare. They offer support and counselling online, or over the phone on 0808 8020 133, every day from 8am to midnight.  GamCare’s trained advisors can put you in touch with face-to-face counselling services in your area.

Support groups

Many people find confidential peer support groups like Gamblers Anonymous or SMART Recovery help to keep their gambling problems under control. If you need advice on finding a group that helps you, ask GamCare or your GP.

Help with your debt problems

This is where we can help. Our expert advisors will give you a practical and realistic way to deal with your debts. 

And importantly, we’ll never judge you. In over 20 years we’ve helped more than two million people, including many thousands with gambling problems.

Call our Helpline (free from all landlines and mobiles) or use our free and confidential online Debt Remedy tool.

Who are we?

  • UK's leading debt charity
  • Over 20 years' experience
  • Free, impartial advice & managed debt solutions

How we help

Friends and family of people with gambling problems

If someone close to you has a gambling problem, it can put a huge stress on you and your household finances. Try to encourage them to get help to deal with their debts and gambling.

If you’re struggling to deal with someone else’s gambling and debt problems, get specialist advice. This will ensure you’re doing the best you can for your loved one and looking after yourself at the same time.

GamCare offer confidential support and advice for family and friends of those with gambling problems. You can contact them online or by phone on 0808 8020 133 every day 8am to midnight

Gam-Anon run regular peer support groups for the friends and family of people with gambling problems. These meetings give you a chance to share experiences confidentially with other people in the same position.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018