Where can I get help for my debt-related stress?
There are several things you can do when dealing with debt related stress:
Talk to your doctor
If you’ve been feeling worried, sad or exhausted by your debt problems, your doctor can help. Telling them what you’re dealing with means they can look into different therapies that may help you through this difficult time. They may also be able to put you in touch with people who can help, such as us, or a mental health charity such as Sane or Mind.
Consider talking to us
We’re a free and confidential debt advice charity and we help thousands of people each week. However, we understand that sometimes just the thought of taking action on your debt can be extremely stressful. That’s why we’ve put together a section on our website where you can find out why you should trust us with your debt problem.
Visit Debt in Mind
Debt in Mind is a hub for people who are struggling with debt problems and the anxiety it can cause. Debt in Mind can show you how to deal with your debts in a straight-forward, easy to manage way. It can also give you more information about mindfulness, an easy to follow meditative practice that can help you deal with stress in a practical, healthy way.
Talk to a friend, family member or loved one
Keeping the things that worry you to yourself can often make them much more difficult to deal with. Sharing your problems with someone who will understand and support you can help. More practically, they may be able to help you go through financial paperwork and look at how to remedy the situation. If you prefer, they can also talk to us about your debts on your behalf.
Send your creditors a debt and mental health evidence form
If you're dealing with a mental health issue that can affect your ability to repay what you owe, it may help you to let your creditors know.
If you send a debt and mental health evidence form (DMHEF), completed by a health or social care worker, your creditors may be more considerate when dealing with you.