It can be worrying if you get calls or letters about a debt that has nothing to do with you. But you should be able to resolve the problem quickly by letting the creditor, court or debt collector know. If you’re chased for a debt you don’t recognise, it’s important to check you’re not responsible for any outstanding joint debts or agreements you acted as a guarantor for.
The important thing to remember is that you are NOT liable for debts owed by someone who lived in your house before you. Debts are linked to the person not the address.
Most creditors are very understanding and will stop contacting you once it's established you're not the person they're looking for. If they don't, there are steps you can take to prevent further unwanted contact. Find out about your rights when dealing with creditors.