Receiving letters, texts or phone calls addressed to someone else or for a debt someone else is liable for can be frustrating. This is especially true if the contact seems quite threatening in tone.
It’s not always obvious how you’re best dealing with this kind of contact from creditors. You may also be worried that the debt could affect you in some way. The good news is that most creditors are very understanding and will stop contacting you once it's established you're not the person they're looking for. If they don't, there are still steps you can take to prevent further unwanted contact.
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