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60-second debt test. Try our debt checker.

If you're worried that you need help with your finances then you should try our 60-second debt test. By answering a few simple questions we'll be able to tell you if you need debt advice.

Answer the questions below and we'll help you understand how close you are to having a debt problem and suggest what your next steps could be.

 

Why choose us?

 

What our clients say about us

"Thanks for helping me keep my home and happiness...I was desperately worried. Now I can feel confident about the future."
- Karl, West Yorkshire

Read about the lives we've changed»

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Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2017