We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Worried about money?

Tell us about your financial situation, so we can understand the best way to help and support you for as long as you need us.

Get help now

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At StepChange, we’re working in partnership with Hi to ensure that their customers have access to the financial tools they need, when they need them. Hi is a payroll platform that aims to increase the wellbeing of workers with free, flexible access to their pay.

We’re the UK’s leading debt charity and help hundreds of thousands of people every year, so whether you need budgeting support, debt advice or help to get back on track after a financial shock, we’re here to support you.

If you're worried about money or you're struggling to pay your bills, you're not alone. The cost of living crisis has has a huge impact on the nation's finances. We're here to help.

We understand that everybody’s situation is different, and can give you practical advice and support tailored to you. Just answer a few quick questions and we'll find you the right help for your situation.

Why choose us?

  1. Our advice is completely free 
    100% of the money you pay goes towards your debts
  2. Our advice is designed to help you
    We put your interests first, whether you get help online or on the phone
  3. Our advice is confidential and non-judgemental
    We're here to support you, whatever the reasons for your money worries

With more than 25 years' experience, you can be confident that we can provide the advice and support you need to achieve long-term financial control. We help thousands of people like you each week by taking an independent and non-judgemental look at your finances.