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External affairs team

Find out who's talking about us and what they're saying

StepChange in the news

In this section you'll find the most recent media coverage of our campaign work as well as appearences on radio and television by our policy advocates and clients.

Click on the most recent headlines below to view the articles or play the broadcasts in full. Can't find what you're looking for? Check our archives at the bottom of the page for coverage from 2017 onwards.

Our latest media coverage

Please note, we're not responsible for the content of external websites.

January 2020

 Resolving persistent debt will be far from pain-free (£)

Credit Strategy - 20 January 2020
Our CEO Phil Andrew writes in this article

 Betfred owner linked to firm that advises people struggling with high debt

The Guardian - 20 January 2020
Our advice on gambling debt is mentioned in this article

 Amsterdam To Clear Young People's Debt To Give Them 'New Start'

LADBible - 20 January 2020
Our resaecth on debt amongst young people is discussed in this article

 From slimming down debts to boosting Isas: Our wealth workout to give your finances real muscle

This is Money - 20 January 2020
Our research on Christmas debt is discussed in this article

 How to survive until payday from making extra cash to getting help paying bills

The Sun - 20 January 2020
We're mentioned as a source of advice in this article

 Are first time buyers dying out?

Independent - 16 January 2020
Our research into the housing market from last year is discussed in this article

 Low-income households face rising debt

Money Facts - 16 January 2020
Our research is quoted in this piece

 'I'll never forgive myself': The heartfelt apology from Melissa Collier who stole from her own grandparents

Hull Daily Mail - 16 January 2020
We're mentioned as a source of advice in this story

 Overdraft warning from Martin Lewis as new rules come into force

My London - 16 January 2020
We're mentioned as a source of advice in this article

 Why buy now, pay later schemes could damage your credit score

Good Housekeeping - 16 January 2020
We're mentioned as a source of advice in this article

 Household debt hits record high

Asian Voice - 15 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 A ban on credit cards for gambling is sensible – but let's also tackle the greed of lenders

Independent - 15 January 2020
Our debt research is quoted in this article

 5 ideal steps to regaining control of your finances after Christmas

Ideal - 15 January 2020
Our research is quoted in this article

 Blackpool, Slough and Thurrock are most at risk towns for repossession

Mortgage Finance Gazette - 15 January 2020
Our research on mortgage arrears is mentioned in this article

 How to pay off your overdraft before new 40 per cent interest rates kick in

Plymouth Herald - 15 January 2020
We're mentioned as a source of advice in this article

 Nearly half of shoppers don't know that missed buy now, pay later payments could harm their credit score

This Is Money - 14 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 Exactly how to pay off your overdraft before new 40% interest rates kick in

Mirror - 14 January 2020
We're mentioned as a source of advice in this piece about increased overdraft interest rates

 Debt threat stalks households in January

Dundee Messenger - 14 January 2020
We're mentioned as a source of advice in this article

 Overdraft warning from Martin Lewis as new rules come into force

MyLondon - 14 January 2020
We're mentioned as a source of advice in this article

 Love Island stars promote buy now, pay later firm accused of luring fans into debt

Mirror - 13 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 UK household debt hits record high as families 'borrow to scrape by'

Yahoo News - 13 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 How to get out of debt as calls to money helpline expected every four minutes this month

The Sun - 13 January 2020
We're mentioned as a source of advice in this article

 British families more in debt than ever before – how to bring yours down

Mirror - 10 January 2020
We're mentioned as a source of advice in this article

 Our new government must address the burgeoning household debt crisis

The Union - 10 January 2020
Our research into Christmas debt is discussed in this piece

 UK household debt hits record high as families borrow to scrape by

Yahoo - 10 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 People going broke hits ten-year high

This is Lancashire - 10 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 How do I get out of debt? Cheapest ways to pay off what you owe

Love Money - 9 January 2020
Our 60-second debt test is recommended in this article

 Credit card users who only make minimum repayments could have cards suspended

Heart Radio - 9 January 2020
We're quoted in this article on persistent debt

 Tips for paying off Christmas debt

Moneyfacts - 9 January 2020
Our research into Christmas debt is quoted in this piece

 Two million Brits' credit scores already hit by Klarna-style 'buy now, pay later' schemes

Mirror - 9 January 2020
We're quoted as a source of advice in this article

 RBS and NatWest latest to hike overdraft rates

Choose - 9 January 2020
Our research on overdrafts from 2017 is quoted in this article

 Credit card customers making minimum repayments could have cards suspended next month due to new rules

The Sun - 8 January 2020
We're quoted in this article about persistent debt

 The best interest-free balance transfer cards

Moneyfacts.co.uk - 8 January 2020
We're mentioned as a source of advice in this article

 What’s at the heart of a credit score that can ruin a life

Guardian - 8 January 2020
We're mentioned as a source of advice in this article

 How to hack your finances in 2020, from starting a f***-off fund, to doing a subscription cull

The Independent - 7 January 2020
Grace Brownfield, our Senior Public Policy Advocate, is quoted at length in this article

 Everything you need to know about debt management plans

The Gazette - 7 January 2020
Andy Shaw, our Debt Advice Coordinator, gives lengthy advice and information on DMPs in this article 

 Ten Top Tips To Beat The January Blues

Bangor Aye - 7 January 2020
We're mentioned as a source of advice in this article

 Money experts offer advice on how to deal with January overdue bills

Scottish Sun - 7 January 2020
We're mentioned as a source of advice in this article

 Have borrowers become savvier? First reduction in debt held on credit cards for six years, official data shows

This is Money - 6 January 2020
Sue Anderson, our Head of Media, is quoted at length in this article

 UK credit card debts fall for first time since 2013

The Guardian - 6 January 2020
Sue Anderson, our Head of Media, is quoted in this article

 Be honest and don’t panic: how to dig yourself out of debt

The Scotsman - 6 January 2020
We're mentioned as a source of advice in this article about debt in the new year

 How to dig your way out of debt in 2020

Belfast Telegraph - 6 January 2020
We're mentioned as a source of advice in this article about debt in the new year

 Using a credit card to clear your New Year debt

The Money Pages - 6 January 2020
We're mentioned as a source of advice in this piece about credit cards in the new year

 How to conquer debt in 2020: Five key steps to take yourself out of the red in the new decade and wrangle control of your finances

This is Money - 2 January 2020
Our advice on paying off your debts quicker is quoted at length in this article

 Spent a bit too much on Christmas? Time to switch credit cards to manage that festive debt

This is Money - 2 January 2020
Our research on Christmas debt is quoted in this piece on switching credit cards

 How to beat overdraft charges in 2020 as new 40% interest rates kick in

Mirror - 2 January 2020
We're mentioned as a source of advice in this piece about rising overdraft interest rates

 Why mortgage lenders turn you down

LoveMoney - 2 January 2020
We're mentioned as a source of advice in this piece about mortgage lending

 

Our Archive

December 2019

 Five million Britons have amassed a personal debt of more than £10,000 and some are in the red by up to £100,000, new poll reveals

Daily Mail - 31 December 2019
Our advice is quoted in this article about personal debt

 BBC Radio Scotland discussing debt in the New Year

BBC Radio Scotland - 31 December 2019
The Head of StepChange Soctland, Sharon Bell, appeared on this programme discussing debt in the New Year (from 1hr 45 min)

 Five ways to beat the January financial blues

Moneywise - 30 December 2019
We're mentioned as a source of advice in this article

 How to save money in January: a no‑spend challenge saved me £1,300

The Times - 30 December 2019
Our debt research is quoted in this article on saving money in January

 Top financial resolutions if you want a prosperous new year

Guardian - 30 December 2019
We're mentioned as a source of advice in this financial primer for 2020

 How to take control of your money in 2020 – a guide to help you curb spending, control debt and shop smart

iNews - 30 December 2019
Our debt research is quoted in this article about better money management in 2020

 How you could amass £667 in less than a year from just one penny

Express - 27 December 2019
We're mentioned as a source of advice in this savings article

 'Appalling' payday lenders exploit skint families with 'horrendous' Christmas ads

Mirror - 23 December 2019
Our Head of Media, Sue Anderson, is quoted in this article about payday advertising over Christmas

 Cheques, notes, postal orders, vouchers, Paypal? The pros and cons of giving money as a gift for Christmas

The Sun - 23 December 2019
We're mentioned as a source of advice in thie article about giving money at Christmas

 Universal Credit claimants could have Christmas benefits slashed if bosses pay wages early this month

The Sun - 23 December 2019
Our Head of Media, Sue Anderson, is quoted in this article about Universal Credit in the run-up to Christmas

 5 signs that social media is ruining your Christmas

Your Money Sorted - 23 December 2019
Our research into Christmas debt is extensively quoted in this blog piece about social media and Christmas

 7 Ways to Have a Thrifty Christmas

Thrifty Clair - 23 December 2019
Our research into Christmas debt is extensively quoted in this blog piece

 What is bankruptcy?

Yahoo Finance - 20 December 2019
We're mentioned as a source of advice in this piece about bankruptcy

 Top personal finance tips to help you control your money

What Investment - 20 December 2019
We're mentioned as a source of advice in this piece on good money management

 Radio 5 Live’s Drive Time show discussing Christmas debt and buy now, pay later services

BBC 5 Live - 18 December 2019
Our Director of External Relations, Richard Lane, appears in this Radio 5 Live piece (from 1hr, 55 mins in)

 Britain's personal debt mountain keeps piling up: Households borrowed an extra £20bn on credit cards in the last decade

This is Money - 18 December 2019
We are extensively quoted in this article about mounting national consumer debt

 Families set to pile up months of debt to fund Christmas gifts and festivities

Mirror - 18 December 2019
Our Head of Media, Sue Anderson, is quoted in this article about Christmas debt

 Social media use increasing Christmas debt, warns charity

Charity Digital - 18 December 2019
This article quotes from our research into the effects of social media at Christmas, and features our Director of External Relations, Richard Lane

 Banks must not shroud their repeat overdraft use strategies in mystery, says StepChange

CCR Magazine - 18 December 2019
This article features extensive StepChange commentary on repeat overdraft use

 Christmas effects on People's Finances

NPA - 18 December 2019
Our research into Christmas debt is referred to in this article by the National Pawnbrokers Association

 I’ve been trying for a baby for 10 years but how do I save the £7,000 needed for IVF?

The Sun - 18 December 2019
We're mentioned as a source of advice in this article about fertility treatment

 How to save money this Christmas

Good Housekeeping - 17 December 2019
Our research on Christmas debt is quoted extensively in this article

 ‘We’re only an accident away from having nothing’: How Monzo and HSBC's new overdraft charges could harm British families

Yahoo Finance - 17 December 2019
Our research is quoted in this article about the new overdraft charges

 Women being plagued with debt due to gender pay gap, skyrocketing childcare costs and sexism, campaigners say

Independent - 16 December 2019
We're mentioned as a source of advice and our Head of Media Sue Anderson contributes to this article about women and debt

 Is an equity release time-bomb sitting under your home?

Media outlet - 16 December 2019
Our Head of Media Sue Anderson is quoted in this article about equity release

 Two thirds struggle to afford Christmas and a third expect to borrow, warns debt charity

Ekklesia - 16 December 2019
Our research is extensively quoted in this article about Christmas debt

 15 money moves to make at different stages in your life

Stylist - 16 December 2019
Our research into debt is mentioned in this article

 Your rights if bailiffs come knocking on the door

North Wales Live - 16 December 2019
We're mentioned as a source of advice in thie article about bailiffs

 Out Of Control Christmas Spending Cost Me Over £80k – Don’t Make My Mistakes

Refinery29 - 13 December 2019
Our research on Christmas debt is quoted in this blog piece

 New high cost debt credit crisis ‘could be sparked by buy now, pay later offers

The Sun - 12 December 2019
Our Director of External Affairs, Richard Lane, is quoted in this article about buy now, pay later debt

 How it really feels to be in debt.

Klarna blog - 11 December 2019
We're mentioned as a source of advice in this blog article about being in debt

 60% of employers lay on a Christmas party for staff but do they know how to ensure it goes off without a hitch?

WiredGov - 11 December 2019
We're mentioned as a source of advice in this article about Christmas parties

 Londoners urged to avoid extortionate payday loans this Christmas

Mirror - 11 December 2019
Our research is quoted in this piece about high-interest payday loans

 One in three under-35s planning to use “Buy Now, Pay Later” this Christmas

Go Fund Yourself - 11 December 2019
Our research is quoted in this blog article

 PiggyBank owner collapses into administration

The Guardian - 10 December 2019
Our Head of Policy, Peter Tutton, is quoted in this article about the collapse of PiggyBank

 Mortgage Prisoner? Rule Changes Set to Help You Move to a Cheaper Deal

What House - 10 December 2019
Our Head of Media, Sue Anderson, is quoted in this article

 What Christmas will really cost you

The Independent - 9 December 2019
Our research into Christmas spending is featured in this article

 From free TV licences for over-75s to capping credit card debt, what readers want from our next PM

The Sun - 9 December 2019
Our research on credit card debt is featured in this article

 Moneybox Programme on the cost of Christmas

Radio 4 - 9 December 2019
Our stats on Christmas debt were mentioned in this edition of Moneybox

 Overdraft Fees Are Changing: Here’s What You Need To Know

Refinery 29 - 6 December 2019
Our of Head of Media, Sue Anderson, contributes extensively to this article about overdraft changes

 ‘I work long hours to be a good role model for my daughter’: Single mum on how she manages her budget and saves for holidays

iNews - 6 December 2019
Our research on debt and single parents features in this article

 UK fears for finances

Mature Times - 6 December 2019
This article draws extensively on our research for the We Hear You campaign

 ‘We’re only an accident away from having nothing’: How HSBC’s new overdraft charges could harm British families

The Independent - 6 December 2019
Our research is featured in this article

 Overdraft Fees Are Changing: Here’s What You Need To Know

Yahoo! - 6 December 2019
Our of Head of Media, Sue Anderson, contributes extensively to this article about overdraft changes

 UK household debts see big increase

BBC - 6 December 2019
We're mentioned as a source of advice in this article about household debt

 CIPD’s Festive Advice

CIPD - 6 December 2019
We're mentioned as a source of advice in thiis article about Christmas parties

 Britain's debt binge: How the average family now owes £12,800 - a rise of 50 per cent in just ten years (Daily Mail)

Daily Mail - 5 December 2019
Peter Tutton, our Head of Policy, is featured in this article about mounting debt in Britain

 Britain's debt binge: How the average family now owes £12,800 - a rise of 50 per cent in just ten years

Media outlet - 4 December 2019
Item summary

 Discussion around debt & Christmas.

BBC Radio Kent - 5 December 2019
Our Head of Media, Sue Anderson, is inteviewed in this episode (from 30 mins)

 DEBATE: Are there any signs that UK retailers could be in for a merry Christmas this year?

City AM - 5 December 2019
Our research is quoted in this article on consumer confidence in the runup to Christmas

 Two-thirds of people in UK struggling to afford Christmas

Best Advice - 5 December 2019
Further coverage of our pre-Christmas survey results

 Debt advice apprenticeship scheme to launch in 2020

Credit Connect - 4 December 2019
Our apprenticeship is mentioned in this piece

 Brits will not clear Christmas debt until summer 2020

Your Money - 4 December 2019
Further detailed coverage of our pre-Christmas research findings

 Two thirds of people struggling to afford Christmas and a third expecting to borrow for it, warns debt charity

CCR Magazine - 4 December 2019
Extensive coverage of our research into Christmas debt in this article

 HSBC and Santander ordered to pay compensation

Choose - 4 December 2019
Our research on overdraft use features in this article about HSBC and Santander

 Discussion on Christmas and debt on local BBC Radio (Content is no longer available)

BBC 3 Counties - 4 December 2019
Our Director of External Relations, Richard Lane, appears in this piece about Christmas and debt (1hr 40m)

 Analysing public sector debt collection

Government Business - 3 December 2019
Our research is quoted in this article about debt collection

 Debt advice apprenticeship gets green light for 2020 launch

Best Advice - 3 December 2019
Our Apprenticeship programme is mentioned in this article about debt advice training

 A Beginner’s Guide To Cashback

Refinery 29 - 3 December 2019
We're mentioned as a source of advice in this article about cashback

 Aldi's Kevin the carrot is root veg of all evil amid Christmas consumer con

Mirror - 2 December 2019
Richard Lane, our Director of External Affairs, contributes to this article about the pressures of Christmas and debt

 How terminal illness can get you into debt

Metro - 2 December 2019
Grace Brownfield, our Senior Public Policy Advocate, discusses the link between life shocks and debt in this article

 Santa’s little debtors? Finance counsellors urge shoppers to be wary as stores flood High Street with buy now, pay later

Sunday Post - 2 December 2019
Lawrie Morgan-Klein, our Public Affairs Officer, discusses the risks of BNPL shopping in this piece

 What can the public sector learn from the private sector in terms of best-practice debt collection?

CSA UK - 2 December 2019
We're mentioned in this blog piece about best practice debt collection 

November 2019

 Brits turning to credit to fund Christmas will rack up £3.5billion debt

Mirror - 29 November 2019
Our research into debt at Christmas is discussed in this article

 Bankruptcy: What happens when you go bankrupt?

BBC Newsbeat - 29 November 2019
We're mentioned as a source of advice in this article on bankruptcy

 Grace Brownfield, blogs ahead of the General Election on what the main parties’ manifestos offer people in problem debt

Medium - 29 November 2019
A blog piece from our Senior Public Policy Advocate

 Scots urged to use Christmas as a time for saving rather than splurging their way to needless debt

Scottish Sun - 29 November 2019
We're mentioned as a source of advice in this piece about debt in Scotland

 From broken relationships to £8,000 credit card debt, three women reveal how shopping addiction ruined their lives

Sun - 28 November 2019
We're mentioned as having helped one of the people featured in these case studies around shopping and debt

 Money Box: Bailiffs

BBC - 28 November 2019
We're mentioned as a source of advice towards the end of this piece about bailiffs

 The One Show: Buy Now, Pay Later providers

BBC iPlayer - 27 November 2019
Our views on services such as Klarna and Clearpay were featured as part of a The One Show piece on these kinds of payment options (from 15m 30s)

 Bipolar disorder made man spend impulsively – and left him £18,000 in debt

Metro- 27 November 2019
We're mentioned as a source of advice in this piece about mental health and debt 

Man reveals how £10 bet led to a gambling addiction and £30,000 of debt

Metro - 27 November 2019
We're mentioned as a source of advicein this piece about gambling debts

 Discussion about credit cards on Radio 4’s You and Yours

BBC Sounds - 26 November 2019
Our Mid-Year update figures are discussed in this piece about credit cards on You and Yours (from 36m 45s)

 What teachers can do to avoid becoming homeless

TES - 25 November 2019
We're mentioned as a source of advice in this piece about debt amongst the teaching community

 How to fix the UK debt crisis

Independent - 25 November 2019
Peter Tutton, our Head of Policy, is quoted extensively in this article about problem debt across the UK

 What being in debt can do to your mental health

Metro - 25 November 2019
Our research on the symptoms of debt-related stress are included in this article

 Peter Alderdice: Celebrate improved choices and control at the checkout

Media outlet - 25 November 2019
Our mid-year statistics are quoted in this article about the Black Friday weekend 

 Why has pawnbroking avoided the crackdown faced by payday lenders? (£)

Telegraph - 22 November 2019
We're mentioned as a source of advice in this article about pawnbroking

 Man charged £400 interest on £22 debt - dangers of buy now, pay later laid bare

Mirror - 21 November 2019
We're mentioned as a source of advice in this article about buy now, pay later

 How Signposting Helps Businesses to Support Vulnerable Customers

CallCentre Helper - 21 November 2019
We're mentioned as a source of advice in this article about signposting

 Over-55s use savings to plug income shortfall

Moneyfacts - 21 November 2019
We're recommended as a source of advice in this article about debt for over-55s

 Twice as many Brits expect their financial situation to get worse rather than better in 2020

About Manchester - 20 November 2019
Features our mid-year statics research as well as our results from the We Hear You campaign

 PIMFA launches financial and mental wellbeing campaign

Media outlet - 20 November 2019
We're mentioned as a source of advice in this piece about the link between financial and mental health

 StepChange Financial Solutions joins Equity Release Council

Mortgage Introducer - 19 November 2019
Further coverage of our joining the ERC

 Debt charity joins Equity Release Council

Mortgage Strategy - 19 November 2019
Coverage of our joining the ERC for the first time

 Which debts should you pay off first?

Metro - 19 November 2019
Andy Shaw, our Debt Advice Coordinator, is featured in this article

 Student, 21, issues warning over 'buy now, pay later' firms after late payments cut her credit score by half

Daily Mail - 18 November 2019
Our research on buy now pay later providers is featured in this article

 How far are debt collectors actually allowed to go to claim money back from you?

Metro - 18 November 2019
Our research and advice on bailiffs and debt collections is featured in this article

 Retailers 'luring' shoppers into Christmas deals with eye-watering interest rates

Media outlet - 18 November 2019
Sue Anderson, our Hea dof Media, is featured in this piece about Christmas shopping debt

 North Wales councils take 23,000 people to court over debts

North Wales Live - 18 November 2019
Our Wales in the Red Statistics are quoted in this piece about council tax debt in North Wales

 The reality of breakup debt

Metro - 18 November 2019
We're mentioned as a source of advice in this piece about relationship debt

 What is a debt management plan and what are the benefits of it?

Metro - 14 November 2019
We feature extensively in this article about DMPs

 True cost of those zero % credit cards: Banks hike interest rates to record high... just in time for Christmas

This is Money - 14 November 2019
Our Head of Policy, Peter Tutton, is featured in this article about 0% credit cards

 I went from being a homeowning nurse to homeless and in debt

i News - 14 November 2019
The story of one of our clients is featured here

 'I hid my money and mental health anguish' – readers share their debt stories and advice

Telegraph - 13 November 2019
We're mentioned as a source of advice in this article about the link between debt and mental health

 Are there any legal loopholes for getting rid of debt?

Metro - 14 November 2019
We're mentioned as a source of advice in this article about dealing with debts

 Councils get just 27p from every £1 collected by bailiffs

Sun - 13 November 2019
We're mentioned as a source of advice in this article about bailiffs and collections

 Payment firm Klarna messed up my credit score, says student

BBC - 11 November 2019
We're mentioned as a source of advice in this BBC article about buy now, pay later providers

 How student debt can affect your mental health

Yahoo Finance - 11 November 2019
We're featured in this short piece about student debt and mental health

 How to find out how much debt you are actually in

Metro - 11 November 2019
Our colleague Andy Shaw comments in this piece about assessing your debts

 What should you do after you pay off your debts?

Metro - 11 November 2019
Our colleague Andy Shaw is featured extensively in this article about what to do once you've paid off your debts

 I'm a good earner but I've got £90,000 worth of debt. How can I pay it off? (£)

Telegraph - 11 November 2019
Our Debt Advice Coordinator, Andy Shaw, is featured as a contributor to this edition of the Telegraph's 'Money Makeover' column

 VAT on High Court Enforcement Fees

CCR Magazine - 11 November 2019
More commentary on the government's clarification around the High Court Bailiff VAT error

 Some thoughts on taxation, as inspired by the Taxpayers’ Alliance

Liberal Democrat Voice - 11 November 2019
Our research is quoted in this piece on pre-election article about taxation

 TV show highlights ups and downs of equity release – and how getting advice is vital to make it work for you (No longer available)

Wilkin Chapman - 11 November 2019
A discussion of the Cash in Your House programme, mentioning our commentary

 What support can you get if you are in debt?

Metro - 11 November 2019
We're mentioned as a source of advice in this article

 Tonight - Cash in Your House: Deal or No Deal? (Content is no longer available)

ITV Hub - 8 November 2019
A segment about equity release, featuring one of our clients and our Director of External Affairs, Richard Lane

 ELECTION: Calls on parties to use election manifestos to tackle problem debt crisis

Credit Connect - 8 November 2019
Further coverage of our pre-election manifesto

 StepChange publishes election manifesto

Your Money - 8 November 2019
More coverage of our pre-election statement

 StepChange calls for General Election pledges on debt

Best Advice - 8 November 2019
Coverage of our pre-election manifesto calling on all parties to act on debt

 How to cope with economic uncertainty in the face of Brexit

Joe - 8 November 2019
A joint feature betweeen StepChange and Joe

 Discussion about the UK's debt landscape (No longer available)

BBC Radio Essex - 8 November 2019
Sue Anderson, our Head of Media, is interviewed in a segment from this show (from 25 minutes)

 Drowning in debt: Britons are groaning under the weight of credit and we now borrow £330million every DAY

Daily Mail - 8 November 2019
Our Head of Media, Sue Anderson, is featured in this article on rising debt

 StepChange 'Manifesto'

Credit Connect - 7 November 2019
A summary of our key measures around debt that we're calling for the next government to implement ahead of the general election

 Government says that VAT on High Court Enforcement fees should not be paid by the debtor

Credit Connect - 7 November 2019
Our comments and research are featured in this article on High Court Bailiff VAT errors

 StepChange comments on High Court bailiff VAT error

CCR Magazine - 7 November 2019
A feature on our response to the government's clarification

 Time for the MoJ to require High Court bailiffs to refund people wrongly charged for VAT

Medium - 6 November 2019
Our blog piece on the next steps needed following the government's clarification over High Court bailiff VAT charges 

 High Court bailiffs incorrectly charging debtors VAT

Your Money - 6 November 2019
Our commentary is featured in this piece about the High Court bailiff VAT error

 How 'click and collect' is helping the high street

The Mail - 6 November 2019
Features our polling research on financial pessimism

 Where to find the cheapest personal loans

Independent - 6 November 2019
Our research around debt and income shocks is featured in this piece by Kate Hughes

 What happens to your debt if you die?

Metro - 6 November 2019
We are mentioned as a source of advice in this piece

 My money lessons: How we escaped a spiral of debt

Moneywise - 6 November 2019
We're mentioned as a source of advice in this story about one couple's experience of debt

 Charities getting £10million to help vulnerable moving on to Universal Credit – but still not help for five week wait

Sun - 4 November 2019
We comment on the impact of Universal Credit

 Rising debt crisis: how to get the help you need now as Christmas approaches

The i - 4 November 2019
Included our research figures and a short interview with our Head of Media Sue Anderson

 Households owe £267m to energy suppliers BEFORE winter has begun

This Is Money - 4 November 2019
We're mentioned as a source of advice in this article about energy debt

 Where can you go if you need money in a hurry?

BBC - 4 November 2019
We're mentioned as a source of advice in this BBC piece

 How do you know if you’re in a ‘debt crisis’?

Metro - 4 November 2019
We're mentioned as a source of advice in this Metro article

 Credit unions are more popular than ever – are they right for you if you need a loan or want to save?

Sun - 1 November 2019
We comment on the value of credit unions in this article

 The Biggest Myths Around Debt - Busted

Joe.co.uk - 1 November 2019
A feature tie-in between Joe and Stepchange about common myths around debt

 Marks & Spencer is letting customers buy now and pay later for their Christmas shopping - but is it a good idea?

News Post Leader - 1 November 2019
We comment on the rise of buy now, pay later

 How to save £5,200 and pay for next year’s holiday with the 52-week money saving challenge

Sun - 1 November 2019
We're mentioned as a source of advice in this article about saving

October 2019

 Taskforce makes case for financial resilience index

Cover - 31 October 2019
Our recent research into income shocks is discussed in this piece on the need for a financial resilience index

 Third quarter insolvency figures hit nine-year high

Credit Strategy - 31 October 2019
Our recent YouGov poll research is featured in this piece on the rise of corporate insolvency

 Wake Up to Money (No longer available)

BBC Sounds - 31 October 2019
Our comments on retail credit are featured in this piece from 8:40

 FCA affordability rule change: The reaction

Mortgage Strategy - 29 October 2019
Our Head of Media, Sue Anderson, is interviewed as part of this piece on changes in mortgage affordability rules

 The regulator's intervention on car finance hides an underlying reality

City AM - 29 October 2019
Jaidev Janardana, CEO of Zopa, discusses our statistics on car finance as part of a wider opinion piece

 Worrying 2million households owe £267m to energy suppliers before winter begins

Mirror - 29 October 2019
We're mentioned as a source of advice in this article about fuel poverty

 `Uncertain´ future for QuickQuid customers

This is Money - 28 October 2019
We're mentioned as an alternative approach for consumers who are considering payday loans

 Advice to customers as pay-day lender QuickQuid looks set to close

Nottinghamshire LIve - 28 October 2019
We're mentioned as a source of advice in this article about QuickQuid

 You and Yours

BBC - 25 October 2019
Our Head of Media, Sue Anderson, discusses Google's action against 'fake' debt service ads in the first feature of the programme

 How I pulled myself back from the bring of a debt nightmare

JOE - 25 October 2019
A feature focusssing on our client Jack and his story of recovering from problem debt with our help

 Household debt "an alarming cause for concern"

South Wales Guardian - 25 October 2019
Further commentary of our Wales in the Red report

 StepChange welcomes Google’s crackdown on exploitative debt service ads

CCR Magazine - 25 October 2019
Further coverage of Google's announcement to crack down on 'fake' debt service ads

 Is Britain's biggest payday lender about to go the way of Wonga? QuickQuid is on the verge of going bust, claims report

Daily Mail - 25 October 2019
Report on likely closure of Quickquid featuring our commentary

 Google to ban ‘fake’ debt ads from firms who make cash out of those trying to fix finances

The Sun - 24 October 2019
Google announce steps to ban ads from firms offering 'fake' debt services

 One in four Welsh adults show signs of financial distress, says debt charity

Ekklesia - 24 October 2019
Further coverage of our findings from our Wales in the Red report

 How to get out of debt before Christmas as twice as many people think their finances will get worse in 2020

The Sun - 24 October 2019
Discussion and tips on how to improve your financial situation before Christmas

 Twice as many Brits expect their financial situation to get worse rather than better in 2020

CCR Magazine - 24 October 2019
More coverage of our research highlighting financial pessimism

 Breaking the taboo: Why we should open up about debt

The Money Pages - 24 October 2019
We're mentioned in this piece about the importance of talking about debt

 Over a third of consumers are expecting to be financially worse off in 2020

Money Facts - 24 October 2019
Further discussion of our research showing financial pessimism

 Twice as many ‘think their finances will worsen in 2020 rather than improve’

Media Outlet - 23 October 2019
Coverage of our YouGov research showing extent of financial pessimism 

 One In Four Welsh Adults Showing Signs Of Financial Distress

West Wales Chronicle - 22 October 2019
Our research again shows the scale of debt in Wales

 Income shocks hit hardest in Wales

Best Advice - 22 October 2019
Our research shows the impact of debt on Welsh adults

 Debt desperation to happy homeowner in 8 years

Money Saving Expert - 22 October 2019
We're mentioned in a letter on Martin Lewis' blog

 Over one million adverse borrowers looking to buy

Mortgage Introducer - 18 October 2019
Article with a contribution from our Head of Policy, Peter Tutton

 Middle-class debt: ‘There is very little help when people hit hard times’

Times - 15 October 2019
Our client, Dave, features in this Times article

 Cheap mortgages create middle-class debt risk

Times - 15 October 2019
Our research is featured in this article about cheaper mortgages

 BBC1: Rip-Off Britain

BBC iPlayer - 09 October 2019
A client story and our campaign against sub-prime credit cards were discussed. Relevant section is 14 minutes into programme.

 Millions of Brits Struggling to Pay Essential Bills

MoneyExpert - 09 October 2019
Research into increasing levels of household debt, including data from StepChange.

 Money and mental health: let’s talk about it

East Devon News - 09 October 2019
We are mentioned as a source of advice

 More than three million Brits struggling to pay basic bills like council tax

Mirror - 08 October 2019
New research into houshold debt discussed by Peter Tutton, our Head of Policy

 Silent mental health crisis’ leaves the middle classes struggling to manage their money

Telegraph - 07 October 2019
We're mentioned as a source of advice in this piece about middle incomes and mental health

 End of the road for ‘cheap’ car loans as crisis loom (£)

Telegraph - 07 October 2019
Discussion of changes to car loans and reference to our debt statistics

 Spotting someone in need : How advisers are gearing up to deal with vulnerable clients

Money Marketing - 01 October 2019
Discussion of FCA guidance around the treating of vulnerable clients, and StepChange's contribution in this area

September 2019

 One in five workers have skipped meals to make ends meet in past year, survey finds

Independent - 30 September 2019
TUC research into debt problems links to our mid-year debt statistics.

 Fifth of Workers Have Skipped Meals to Make Ends Meet

MoneyExpert - 30 September 2019
Further commentary on the TUC's research and our mid-year debt statistics

 We are Stoke-on-Trent: 'Debt was a circle I could not get out of'

BBC - 30 September 2019
We're mentioned as a source of advice in this piece about Stoke's insolvency epidemic

 StepChange reveals record numbers seeking debt advice

Adviser Points of View - 27 September 2019
Further coverage of our mid-year debt statistics update.

 Energy suppliers slammed as the number of households in debt rises to more than 2million

The Sun - 25 September 2019
Research into energy debt, and link to our latest mid-year debt statistics.

 Charity reveals record number of people are seeking debt advice

Ekklesia - 24 September 2019
Further coverage of our latest client statistics. A record 331,337 people contacted us for help with their debts in the first six months of 2019.

 How 'buy now, pay later' companies are getting younger shoppers to use credit

CNN Business - 23 September 2019
Our head of external affairs, Richard Lane, said: "We're not convinced that consumers are confident or aware that they are taking out lines of credit."

 8.4 million people in England are living in unaffordable or overcrowded homes

The Sun - 23 September 2019
Findings from the National Housing Federation (NHF) and the link with our mid-year debt statistics findings

 The level of UK debt rises

MoneyFacts - 23 September 2019
Further coverage of our mid-year statistics release

 Personal finance: five ways to get rid of your overdraft

Yahoo - 23 September 2019
Mentions StepChange as a source of advice

 British people on financial ‘knife edge’ as Brexit looms: Charity

Al Jazeera - 20 September 2019
Further coverage of our mid-year statistics

 The longer Universal Credit is in an area, the more foodbank demand increases

Big Issue - 20 September 2019
Highlighting our support of the Trussell Trust's foodbank findings

 More British consumers living on financial knife edge, debt charity warns

UK Investing - 20 September 2019
Further coverage of our mid-year statistics

 Personal finance: five ways to get rid of your overdraft

Personal Finance - 20 September 2019
We're quoted as a source of debt help for those wanting to get rid of their overdrafts

 Record numbers seeking debt advice

Health Insurance - 20 September 2019
Our research shows a third of new clients’ outgoings were more than their incomes – the average monthly shortfall for clients with deficit budgets is £365.

 Record number of Brits seeking debt advice, leading charity says

Money Age - 19 September 2019
Further coverage of our mid-year statistics

 StepChange Reveals Record Numbers Seeking Debt Advice

CCR - 19 September 2019
Further coverage of our mid-year statistics

 More British consumers living on financial knife edge, debt charity warns

UK Inv - 19 September 2019
A growing number of consumers are over-indebted and ill-equipped to cope with an economic shock, according to our research

 Record numbers seeking debt advice

Credit Connect - 19 September 2019
Further coverage of our mid-year statistics

 Record numbers of people now seeking help with their debt

The Independent - 19 September 2019
Our research shows signs that more households are “struggling to hang on”

 Record number of people asking for debt advice shows households 'struggling to hang on'

iNews - 19 September 2019
Further coverage of our mid-year statistics

 Millions of working Brits just one missed pay cheque away from losing their home

The Mirror - 19 September 2019
Our research backs up Shelter's released report into debt and accommodation

 Record Numbers Seek Debt Help With U.K. on Brink of Brexit

Bloomberg - 19 September 2019
Commentary on our mid-year statistics in the context of Brexit

 331,337 o bobol yn troi at elusen wrth geisio cael dau ben llinyn ynghyd

Golwg360 - Welsh Language Coverage - 19 September 2019
Welsh language commentary on our mid-year statistics

 More British consumers living on financial knife edge

Hellenic Shipping News - 19 September 2019
Further mid-year statistics coverage

 Josie Warner: her thoughts on today's release of our Stats Mid-Year Update

Medium - 18 September 2019
Our latest mid-year statistics update shows a record number of 331,337 people contacted the charity in the first half of this year for help with their debts.

 Record Numbers Seeking Debt Advice

Yahoo Finance - 18 September 2019
Our research suggests single parents and people with mental health problems are particularly likely to feel under pressure from debt

 Sobering problem debt stats  should be wake-up call for government

Big Issue - 18 September 2019
More households than ever are “ill-equipped to deal with future economic shocks” according to our research

 More British consumers living on financial knife edge

London South East - 18 September 2019
Our findings show an increasing number of British households struggling to cope financially

 All time high in people calling for help with debt as Brits 'struggle to hang on'

The Mirror - 18 September 2019
A record number of Britons have contacted us for help in the first half of 2019

 StepChange: record numbers seeking debt advice

Best Advice - 18 September 2019
Further coverage of our mid-year statistics update

 Record Numbers Seek Debt Help With U.K. on Brink of Brexit

Bloomberg - 18 September 2019
Charities including StepChange are warning that households are vulnerable to any future economic turbulence

 Credit card charges rocket to an all-time high of 24.7%... But savers are still earning ultra-low returns

This Is Money - 18 September 2019
Banks are charging record-high interest rates on credit cards — while still paying ultra-low returns to savers

 Record numbers seeking debt advice, say StepChange

AOL - 18 September 2019
Further coverage of our mid-year statistics update

 More British consumers living on financial knife edge, debt charity warns

Reuters - 18 September 2019
A growing number of consumers are over-indebted and ill-equipped to cope with an economic shock

 Employee benefits: the start of your financial wellbeing strategy

Employee Benefits - 16 September 2019
Our research has revealed that people who experienced a life event in the last two years were three times more likely to fall into problem debt.

 Why are so many middle-class millennials going bankrupt? (£)

The Telegraph - 16 September 2019
The average amount owed by our clients under the age of 25 is over £6,000.

 Conal Gregory: Lessons in finance could ease the debt problems of the future

Yorkshire Post - 14 September 2019
Experts from MyBnk, together with us, have assisted almost 1,000 indebted or at risk young adults to manage their money in schools, colleges and youth organisations.

 Meet The Women Caught In The Vicious Payday Loans Cycle

Refinery 29 - 12 September 2019
Our clients are getting younger each year. The average client aged 25 to 39 owes £12,911, and the average customer under 25 owes £6,277.

 What to do if you overspent on your summer holiday

BBC News - 8 September 2019
We say that covering the minimum payment on all the debts you have is the key to avoiding default charges and a damaged credit rating.

 Why a return to cash might be the answer to the millennial debt problem (£)

The Telegraph - 6 September 2019
Under-25s are a growing and significant proportion of our clients, with an average outstanding debt of over £6,000.

August 2019

 Payday lenders lure hard-up families with recipes and exercise tips

Mirror - 31 August 2019
We warn that these kind of credit products can turn out to be a trap for people who are financially vulnerable.

 How debt impacts mental health and what to do about it

Yahoo! News - 28 August 2019
Our research has found that a third of our clients had vulnerabilities in addition to their financial difficulties, almost half of which (49%) were mental health issues.

 Borrow £6,000, pay back £12,000: Loans from specialist student lender advertised in UCAS emails will double in size by the time they are repaid

This is Money - 24 August 2019
Our head of policy, Peter Tutton, said: "Relying on an uncertain future income can become a massive stumbling block for students coming out of university, particularly if they remain financially vulnerable after graduating."

 How Google promotes companies pretending to be debt charities

The Telegraph - 23 August 2019
Investigation into the clone firms placing adverts online that mislead consumers.

 "I Had Panic Attacks Over Missing New Products" – When Makeup Meets Obsession

Refinery 29 - 23 August 2019
The introduction of buy now, pay later schemes such as ClearPay makes it easier for beauty fans to get their fix there and then. We warn that "it can be all too easy to overestimate what you can afford."

 The numbers don’t work

Pensions Age - 22 August 2019
This report refers to our data, which shows an increase in younger people coming to us for advice.

 FCA issues warning over National Debtline ‘clone firm’

Credit Connect - 22 August 2019
Report about the FCA's second warning about clone firms targeting the free debt advice sector.

 How HSBC is engaging its staff with money

Professional Pensions - 22 August 2019
HSBC refer their colleagues who are dealing with debt problems to us.

 How to escape the spiral of uncontrolled debt

Money Wise - 20 August 2019
One of our clients tells their story and Sue Anderson of our media team explains how the debt landscape has changed over the years.

 FCA issues warning about ‘clone firm’ impersonating National Debtline

CCR Magazine - 20 August 2019
The Financial Conduct Authority (FCA) has issued a warning about a ‘clone firm’ impersonating National Debtline, following on from the warning they released about scammers impersonating us.

 Calls for FCA powers to tackle debt scams

FT Adviser - 20 August 2019
Further coverage of fraudsters impersonating free debt advice charities.

 UKGC commenced a consultation period on restriction of credit card use in gambling

TUNF - 20 August 2019
We would support a ban, if accompanied by further measures.

 UKGC Readies For Three-Months Credit Card Restriction Talks; Full Ban Highly Unlikely

LCB - 19 August 2019
We provided data that conclusively proves a significant number of people have fallen into a debt through borrowing money.

 GB Gambling Commission launches 12-week consultation on credit card gambling

Affiliate Insider - 19 August 2019
Our data has shown that restricting only one form of borrowing would have a led to limited impact on addressing harm.

 Conal Gregory: Which is the best credit card for you?

Yorkshire Post - 16 August 2019
Four million have a sub-prime credit card, defined as where the interest rate is 30-70 per cent.

 GC launches consultation on credit card restrictions

i Gaming Business - 16 August 2019
We've provided data to show some people have incurred debt across several types of borrowing, and restricting only one form of borrowing would have a limited impact on addressing harm.

 Lack of resilience against life events driving problem debt - StepChange

Cover Magazine - 16 August 2019
Our report into the financial resilience gap has helped expose the triggers which send people spiralling into problem debt.

 No gambling with your overdraft please

Wiggin - 15 August 2019
In our experience, many people in trouble with gambling debt had obtained credit from several sources. Only a holistic approach to all forms of borrowing would serve to help them.

 Thurrock man named Deputy Lord Lieutenant of Essex

Your Thurrock - 14 August 2019
Our Chair, John Griffith-Jones, has been appointed as a Deputy Lieutenant of Essex.

 Loan shark charter passed as debts rise

Lancashire Telegraph - 13 August 2019
The number of people contacting us is rising every year.

 Mental health issues and money: kindness is not good enough

The Guardian - 13 August 2019
We are campaigning for a comprehensive system of support for those struggling with distressing life events.

 LGA - Loan sharks warning as debt enquiries hit record high

Wired Gov - 12 August 2019
The loan sharks warning comes as latest figures show that 12,652 people a week in the UK are seeking help for problem debt – the equivalent of one person every 48 seconds.

 Loan sharks warning as debt enquiries hit record high

About Manchester - 11 August 2019
The number of enquiries made to us in 2018 was 657,930 – a 14 per cent rise on the 577,678 enquiries in 2014, and 6 per cent up on the 619,946 enquiries made in 2017.

 BBC Radio 4 'You & Yours'

BBC Sounds - 8 August 2019
Richard Lane discussed lead generators who are using StepChange’s likeness to trick people seeking debt advice into thinking they’re talking to us.

 Nearly £8 million taken out in short-term loans in Calderdale over the last three years, figures reveal

Halifax Courier - 5 August 2019
We comment on these figures, urging people to think carefully before taking out a short term, high cost loan and to consider whether they may benefit from free, impartial debt advice instead.

 MP meets with debt advice charity StepChange

Renfrewshire 24 - 2 August 2019
Paisley and Renfrewshire South MP Mhairi Black met our team, following on from the release of our 'Scotland in the Red' report which revealed that thousands of people in Scotland are struggling with essential household bills.

 Revealed: How problem debt is forcing hundreds into insolvency

Shropshire Star - 5 August 2019
We explain problem debt is a widespread issue across the country, but Shropshire and the West Midlands is particularly affected. Approximately 11 per cent of our clients come from the region – the joint third highest in the UK.

 Debt charity responds to Work and Pensions Committee report on the welfare safety net

Ekklesia - 2 August 2019
The House of Commons Work and Pensions Committee has released a report examining the welfare safety net. We shared a number of concerns and recommendations.

 UK poverty and destitution levels are a choice to be unmade, says Committee

Ekklesia - 1 August 2019
We modelled the effect of different levels of deductions on benefit claimants who are in debt.

 Financial advice “a turn-off” despite life shocks

Adviser Points of View - 1 August 2019
Fewer than 5% of people ask for financial advice even when they are faced with life shocks like illness or bereavement, our research shows.

July 2019

 Channel 4 News: Social Metrics Committee

Channel 4.com- 31 July 2019
Peter Tutton, Head of Policy, appeared on Channel 4 News, discussing our contribution to the Work and Pensions Committee’s report into the Welfare Safety Net.

 MPs say single-parent families and disabled people being pushed into poverty

Channel 4.com - 31 July 2019
One of our clients, Dave, was interviewed about single parent families and disabled people being pushed into poverty.

 Avoiding the debt advice scammers

CCR Magazine - 31 July 2019
'Clone firms' have been impersonating us online - the FCA has issued a warning about these scammers.

 Take action to stop children going hungry during school holiday

FE News - 31 July 2019
We modelled the effect of different levels of deductions on benefit claimants who are in debt. Even a 5% deduction would leave almost half of their clients unable to meet essential expenditure.

 How to avoid getting into debt

BBC Radio 4 - 30 July 2019
With our help, the BBC's Smart Consumer podcast has these tips on how to avoid getting into debt:

 Easy credit, hard times: 10-fold rise in young people going bankrupt

The Telegraph - 30 July 2019
We explain that we don't recommend insolvency when people can repay their debts in a reasonable length of time, but sometimes it is the most appropriate option.

 Expand credit unions as alternative to payday lenders, FCA urges

Exec Review - 23 July 2019
We say more radical solutions should be explored, such as zero-interest loans, designed to help people trapped in problem debt.

 StepChange response to new draft FCA vulnerability guidance to firms

CCR Magazine - DATE
We commend the Financial Conduct Authority for its thorough analysis and new draft practical guidance to firms to help them improve their treatment of customers with vulnerabilities – or potential vulnerabilities.

 Regulator launches guidelines for lenders to protect vulnerable consumers

The Big Issue - 23 July 2019
Our research illustrates the extra problems vulnerable people can face and the difficulty of resolving problems.

 FCA to force firms to help vulnerable customers

Your Money.com - 23 July 2019
We welcome the FCA’s new guidance, and urge the regulator to implement it as soon as practical and to monitor it closely.”

 Regulator launches consultation on fair treatment of vulnerable customers

Mortgage Solutions - 23 July 2019
This FCA guidance is vital step to market that works well for all people.

 Credit card debt, High street investment, Golf winners

You & Yours - 22 July 2019
Our director of external affairs, Richard Lane, was interviewed about credit card debt.

 Here’s why plans to force body cameras on bailiffs won’t curb the cowboys

The Independent - 22 July 2019
Our response to the latest announcement about curbing bad practice by bailiffs is included in this report.

 Expand credit unions as alternative to payday lenders, FCA urges

The Guardian - 22 July 2019
We say more radical solutions should be explored, such as zero-interest loans.

 Body-worn cameras to be compulsory for bailiffs amid fears of debtor bullying

The Gazette - 22 July 2019
The proposed introduction of cameras follows on from a 2017 report, entitled 'Taking Control: the need for fundamental bailiff reform', which we co-authors of.

  StepChange responds to FCA consultation on mortgage prisoners

CCR Magazine - 22 July 2019
We support the main proposals, but says much more needs to be done to address the plight of those trapped in expensive mortgages with inactive or unregulated lenders.

 Red card: Time to blow the final whistle on the sub-prime card debt trap

CCR Magazine - 22 July 2019
New research published by us finds a strong association between sub-prime cards and problem debt.

 ‘Life shocks’ increase risk of falling into problem debt

Health Insurance & Protection - 22 July 2019
The research from us reveals around 23 million people have experienced a life shock in their household in the past two years.

 Body cameras to be compulsory for bailiffs

YourMoney.com - 22 July 2019
Research by Citizens Advice and us found a third (850,000) of the 2.2 million people contacted by a bailiff in the two years to November 2018 experienced them breaking current rules.

 Bailiff body cameras 'meaningless without industry regulator'

Ekklesia - 22 July 2019
Our research also found nine in 10 people back an independent regulator for bailiffs.

 Bailiffs forced to wear body-worn cameras to curb intimidation

Yahoo! News - 22 july 2019
Further coverage of the new rules which are being brought in following our campaign with the Citizens Advice.

  Bailiffs made to wear body cameras in move to end intimidation

The Guardian - 22 July 2019
We reported that a quarter of people visited by bailiffs had tried to arrange repayment over the phone but found they insisted on visiting their home to obtain the cash – “thus triggering the next stage of payment and increasing the debt by £235”.

 Bailiffs forced to wear body-worn cameras to curb intimidation

Sky News - 22 July 2019
Research by us with Citizens Advice found that 850,000 people contacted by bailiffs over a two-year period experienced them illegally forcing entry into a home or removing goods which the occupant needed for work.

 Mr Money warns of new credit cards with interest rates of up to 80%

The Sun - 20 July 2019
Around two thirds of StepChange clients with subprime cards said they had used more credit than expected, mainly driven by desperation.

 Credit cards and how to avoid a cycle of debt

The Smart Consumer podcast - 19 July 2019
One of our clients appeared discussed her experience with subprime credit cards and how we helped her.

 Seven in 10 who experience debt do so “due to a life shock”

Credit Strategy - 18 July 2019
Around 70 percent of the more than three million people in the UK in problem debt in 2018 had their situations exacerbated by shocking life events, our latest report has revealed.

 Seven Ways To Stop Money Worries Sinking Your Degree

The Money Charity - 17 July 2019
Readers are advised to get professional debt advice from us.

 People not financially coping with ‘life events’

Best Advice - 18 July 2019
Our new research has revealed that people who had experienced a life event in the last two years were three times as likely to be in problem debt than those who had not.

 Fewer than five per cent seek financial advice when life shocks happen – Stepchange

Mortgage Solutions - 17 July 2019
Our research from has found that life shocks like illness or death are likely to lead to debt, but that few people seek fiscal advice, negotiate with creditors or claim on insurance as part of a coping strategy.

 Could ‘bad credit’ credit cards be more expensive than a payday loan?

Which? - 17 July 2019
In a national YouGov poll, StepChange found one in three people with serious debt problems had a subprime credit card.

 70% experience debt do due to life shock

Credit Connect - 17 July 2019
Around 23 million people have experienced a life shock in their household in the past two years. Coverage of our report on life shocks and debt.

 The facts about Universal Credit advance payments

Public and Commercial Services Union - 17 July 2019
StepChange and the Trussell Trust said advance payments to help 'people get by' are only fuelling more hardship because of the repayment thresholds.

 People not financially coping with ‘life events’

Best Advice - 17 July 2019
Our research has revealed that people who had experienced a life event in the last two years were three times as likely to be in problem debt than those who had not.

 Debt trap you haven't heard of? More than a million holders of subprime credit cards are in problem debt as charity calls on government action

This is Money - 11 July 2019
As many as one in three people who hold subprime credit cards with interest rates as high as 70 per cent are in problem debt. Coverage of our 'Red Card' report on high cost credit.

 Charity issues warning about sub-prime credit cards

Your Money - 10 July 2019
Sub-prime credit cards have a detrimental effect on the financial situations of people they are supposed to help. Further coverage of our report.

 'Subprime' credit cards causing debt spiral for thousands, debt charity warns

Moneywise - 9 July 2019
Thousands of consumers taking out high interest so-called 'subprime' credit cards are ending up caught in a “expensive debt cycle”, our latest research has revealed.

 LOAN RANGER The areas where loan sharks and payday lenders are preying on people – how to get affordable credit

The Sun - 9 July 2019
We've warned that credit building card lenders are pushing thousands of customers into spiralling debts.

 Campaigners urge financial watchdog to cap credit card costs to slash debt

Big Issue - 9 July 2019
Our study into sub-prime credit cards reveals that four million people are still paying between 30 and 70 per cent APR.

 RIP OFF RATES Rip-off credit card rates left mum £12,000 in debt as charity warns about lenders pushing thousands of customers into debt spirals

The Sun - 9 July 2019
Alison Cairns, one of our clients, was one of the of the four million people being charged sky-high rates because of a poor credit history. She shares her story.

 Sub-prime credit cards destroying the lives of those most in need of help

The Mirror - 9 july 2019
Our chief executive, Phil Andrew, said: "Sub-prime cards currently are often a very expensive debt trap in the long term – sometimes far exceeding the costs of payday loans." Coverage of our research.

 Sub-prime credit card users being caught in expensive debt trap, says charity

Yahoo! Finance - 9 July 2019
More coverage of our report on subprime credit cards. They can have an APR (annual percentage rate) of between 30% and 70%.

 One in five with sub‑prime credit card were jobless, says Stepchange survey

The Times - 9 July 2019
Almost one in five people who take have taken out a high interest rate, sub-prime credit card were unemployed at the time it was issued, our research has revealed.

 Government council tax recovery pilot ‘could make situation worse’

Public Finance - 5 July 2019
A council tax recovery pilot scheme could be a “double edged sword”, we warn.

 News Councils will be given power to recoup debts direct from employees’ wages

People Management - 5 July 2019
Councils will be given the power to deduct tax debts directly from employees’ wages in a controversial move experts (including us) have warned could worsen the financial distress of vulnerable individuals and put employers attempting to improve the financial wellbeing of their workforce in a bind.

 WESTMINSTER DIARY: Proud of measure to help families pay for children's funerals

Solihull - 5 July 2019
Users of the scheme will be required to engage with professional debt advice services, such as those offered by us.

 Councils look to take unpaid tax from debtors’ wages

Business Fast - 4 July 2019
"If the reason why people aren’t paying is because of far wider financial problems, then it may actually worsen or exacerbate that situation," said Sue Anderson, of head of media.

 StepChange supports FCA’s main proposals on mortgage prisoners

Only Strategic - 28 June 2019
We support the main proposals, but much more needs to be done to address the plight of those trapped in expensive mortgages with inactive or unregulated lenders.

 MPs ask for tougher mortgage prisoner regulation changes

Mortgage Strategy - 28 June 2019
An all-party parliamentary group, including representatives from StepChange, on mortgage prisoners has responded to the FCA’s recent consultation by stating that the proposed rules do not go far enough.

 ‘Buy now, pay later’ rules don’t go far enough

Advisor Points of View - 28 June 2019
The new rules have been described by our head of policy as "modest but welcome".

June 2019

 Survey of Londoners reveals city's social and economic challenges

Mayor of London - London Assembly - 27 June 2019
Alison Blackwood from the StepChange Policy team said: "We support a holistic approach that looks at how to untangle the various pressures, and look forward to working with the Mayor’s office to help build greater financial resilience in the capital."

 Debt charity responds to FCA consultation on 'mortgage prisoners'

Ekklesia - 28 June 2019
Of the clients we provided with debt advice in 2018, 16 per cent had a mortgage and 18 per cent of these had mortgage arrears.

 "Stronger approach" urged to help mortgage prisoners

Mortgage Strategy - 27 June 2019
We have recommended the government takes a “stronger approach” to helping mortgage prisoners as part of its response to the regulator’s consultation on the issue, the closing of which came yesterday.

 Millennial anxiety crisis over financial worries

TechRound - 27 June 2019
Almost two thirds (65%) of people advised by us in 2018 were under 40, compared to just half in 2014.

 BSA: Government must act now to help mortgage prisoners

Mortgage Introducer - 26 June 2019
Peter Tutton, our head of policy, said: "The FCA’s principle of making it easier for mortgage prisoners to switch is great, but it won’t work in practice for some of those in the greatest need of help."

 Debtors to get 60 day 'breathing space' to seek help

Property 118 - 15 June 2019
record numbers of people have been seeking debt help, we revealed in our annual report in April.

 Klarna and fintech peers fuel fears of fresh wave of retail debt (£)

Financial Times - 22 June 2019
Young people now represent 14 per cent of our clients. They are "more likely to have insecure or irregular income", which can put them at greater risk of problem debt.

 'Breathing Space' to be Given to People Struggling with Debt

Monwy Expert - 21 June 2019
Phil Andrew, our chief executive, said: "People looking for a sustainable way to repay their debts have traditionally had little protection."

 Industry reaction: Government to launch breathing space scheme in 2021

Credit Connect - 21 June 2019
Phil Andrew, our CEO said: "Breathing Space and statutory debt repayment plans will fundamentally improve how people seeking to repay debt are treated, putting them in a far less precarious position."

 60-day 'breathing space' scheme for people struggling with problem debt

Yahoo! Finance (via the Press Association) - 19 June 2019
We respond to the government's announcement about the breathing space scheme we've long campaigned for.

 Debtors win protection in one of PM’s final acts

The Times - 19 June 2019
Further coverage of the breathing space scheme announcement.

 Debt strugglers to get breathing space under new scheme to freeze interest payments without punishment for two months

The Daily Mail - 19 June 2019
Further coverage of the breathing space scheme announcement.

 'BREATHING SPACE' Households falling into debt will get 60-day buffer against bailiffs and spiralling interest payments

The Sun - 19 June 2019
Further coverage of the breathing space scheme announcement.

 Two-Month ‘Breathing Space’ Scheme For People Struggling With Problem Debt

Huffington Post - 19 June 2019
Further coverage of the breathing space scheme announcement.

 Sian Evans: Why financial wellbeing should be part of an employer’s duty of care for staff

Employee Benefits - 17 June 2019
Employers have many duties towards staff, but there is one that is rarely mentioned: a duty of care towards employees’ financial wellbeing. An article by our director of HR.

 'I borrowed £10k and paid back £23k': Panorama documentary lifts lid on the guarantor loan firms that are filling void left by payday lenders

This is Money - 17 June 2019
Peter Tutton, our head of policy, said: 'Since 2012, the likelihood of a client having a guarantor loan at the time they seek our help has risen significantly'.

 How to beat Universal Credit delays and get emergency cash - here's what you need to do

Birmingham Live - 18 June 2019
Previous research among our clients who had money taken from benefits to repay debt showed 71 per cent said it caused them hardship and a quarter had cut back on food spending.

 BBC Radio London Petrie Hosken's show (no longer available)

BBC Sounds - 17 June 2019
Richard Lane, Director of External Affairs, was interviewed on BBC Radio London about Buy Now, Pay Later Offers.

 Get your salary paid as you earn it rather than waiting for payday with groundbreaking new scheme

The Sun - 14 June 2019
Will Berrington from our media team said: "Developments which could allow people to have greater control over their finances and provide them with better alternatives to high cost credit, are always worth exploring."

 Buy Now Pay Later rules should go further, say debt charities

Ekklesia - 13 June 2019
Peter Tutton, our head of policy is quoted as saying: "The FCA’s changes are modest but welcome, though whether they will fully achieve the objective we would like to see that credit should always be “bought rather than sold” remains questionable."

 Around 1 in 2 Universal Credit claimants have benefit deducted to repay an Advance Payment

Disability Rights UK - 13 June 2019
A joint report from us and the Trussell Trust shows that Advance Payments push people into hardship and therefore are not the solution to the wait.

 'Buy now pay later firms' to be banned from charging interest on repaid loans

The Mirror - 12 June 2019
Buy now, pay later services are a leading factor in driving both store card and catalogue debts.

 Watchdog announces new rules on 'buy now, pay later' products that it says will save users up to £60m a year

The Is Money - 12 June 2019
Peter Tutton, head of policy, said: 'The FCA's changes are modest but welcome, though whether they will fully achieve the objective we would like to see that credit should always be "bought rather than sold" remains questionable.'

 FCA crackdown on 'buy now pay later' deals

The Scotsman - 12 june 2019
Peter Tutton is also quoted here, sharing our views on the new proposals.

 FCA rules for buy-now-pay-later products could save customers up to £60m

Credit Strategy - 12 June 2019
Further coverage of our response to the FCA's proposals.

 More protection for ‘buy now pay later’ customers

Your Money.com - 12 June 2019
Buy now, pay later services are a factor driving both store card and catalogue debts, which around 12% and 34% of our clients have respectively.

 Better protection for ‘buy now pay later’ customers

The Money Pages - 12 June 2019
Further coverage of our response to the FCA's proposals.

  StepChange response to FCA’s “Buy Now, Pay Later” rule changes

CCR Magazine - 12 June 2019
Further coverage of our response to the FCA's proposals.

 Buy Now Pay Later rules should go further, say debt charities

Ekklesia - 12 June 2019
Further coverage of our response to the FCA's proposals.

 Ensuring overdraft rules work in practice is the challenge, says StepChange

Only Strategic - 11 June 2019
Around half of StepChange Debt Charity clients have accumulated overdraft debt, on an average of over £1,500, at the point they seek debt advice.

 Are we squeezing every last drop out of forbearance?

UK Finance - 10 June 2016
Julie Gale, Head of Mortgage Advice, writes in UK Finance today ahead of her speech to the UK Finance’s Arrears and Possessions conference next week

 Credit card borrowers with longstanding debts given final warning

Which? - 9 June 2019
We warn that there may be a large number of people who have not previously considered themselves to be in problem debt or sought advice but could need help particularly those with multiple credit cards.

 BANK OVERDRAFT FEES TO CUSTOMERS TARGETED IN MAJOR SHAKE UP

Engage Customer - 7 June 2019
Peter Tutton, our head of policy, said: "We would like the regulator to be more pro-active and fleet of foot in identifying and refining the specific, practical steps banks should be taking to help customers escape the overdraft trap more quickly."

 StepChange response to FCA overdraft rules

CCR Magazine - 7 June 2019
Around half of StepChange clients have accumulated overdraft debt, of an average of over £1,500, at the point they seek debt advice.

 Radio 4 - You and Yours

BBC Sounds - 7 June 2019
Sue Anderson, our head of media, appeared on the BBC’s You and Yours to discuss the changes to the overdraft rules.

 FCA overhauls overdraft rules

Credit Strategy - 7 June 2019
Our own research shows that around half our clients have accumulated overdraft debt at the point they turn to us.

 City regulator bans high overdraft fees to reform 'dysfunctional' market

The Guardian - 7 June 2019
About 2.1 million people were overdrawn in every month of 2016, according to a report published by us.

 Daily overdraft fees scrapped in major shake-up

The Big Issue - 7 June 2019
Our head of policy, Peter Tutton, comments on these changes, which we welcome.

 Bank overdraft fees targeted in major shake-up

Business Matters - 7 June 2019
Peter Tutton said: “We would like the regulator to be more pro-active and fleet of foot in identifying and refining the specific, practical steps banks should be taking to help customers escape the overdraft trap more quickly, and to break the cycle of repeat use of overdrafts.

 Bank overdraft charges slashed in radical shake-up of ‘dysfunctional’ market

The Independent - 7 June 2019
Peter Tutton said the FCA was “absolutely right” to point to the harm that getting stuck in expensive repeated overdrafts can cause.

 City regulator bans high overdraft fees to reform ‘dysfunctional’ market

Exec Review - 7 June 2019
The new rules – the bulk of which will come into force by 6 April 2020 – will also aim to force banks to do more to identify and help customers stuck in their overdrafts for long periods of time.

 Couple behind on rent face eviction after complaining about state of mouldy home

The Miror - 7 June 2019
A couple are facing life living on the streets after they claim they were served an eviction notice when they complained about the state of their home. They were signposted to us for debt advice.

 Millions more Universal Credit claimants to have rents paid straight to landlord

The Mirror - 7 June 2019
We say the payments to help 'people get by' are only fuelling more hardship because the repayment thresholds are not based on affordability.

 Bank overdraft fees targeted in major shake-up

BBC - 6 June 20109
Bank overdraft fees are to undergo a major shake-up, which the UK financial regulator is calling the biggest overhaul for a generation. We would like the regulator to be more pro-active.

 City regulator bans high overdraft fees to reform 'dysfunctional' market

The Guardian - 7 June 2019
Vulnerable consumers are disproportionately hit by excessive charges.

 FCA hits banks with clampdown on overdraft fees; Depressed pound edges up as Theresa May steps down

This Is Money - 7 June 2019
Our head of policy, Peter Tutton, said: 'The challenge now is to make sure the steps to help customers get out of expensive overdraft debt work in practice.’

 Universal Credit advance payments should be 'scrapped and replaced by grants'

The Mirror - 5 June 2019
StepChange and the Trussell Trust said advance payments to help 'people get by' are only fuelling more hardship because of the repayment thresholds.

 Universal Credit repayments 'push people into debt trap and must be scrapped'

Birmingham Mail - 5 June 2019
We're working with the Trussell Trust to campaign for action including reducing the five-week wait.

 Universal Credit Advance Payments are pushing people to use food banks

Disability Rights UK - 5 June 2019
A deduction of just 5% would push nearly half of StepChange clients on benefits into a negative budget situation.

 Universal Credit 5-week wait for cash is ‘pushing people into debt’

The Sun - 5 June 2019
A FIVE-week wait for Universal Credit is pushing vulnerable people into debt and hardship. We're campaigning with the Trussell Trust for the government to make changes.

 Universal Credit is now biggest reason for referral to foodbanks

Cornwall Live - 5 June 2019
Further coverage of the Universal Credit campaign.

 Universal Credit advance payment loans 'pull people deeper into crisis'

Plymouth Herald - 5 June 2019
Further coverage of the Universal Credit campaign.

 Consumers warned to take action on debt now

Money Facts - 3 June 2019
Credit card borrowers considered to be in persistent debt are currently receiving letters to take action to repay their debt. We warn this could result in people reaching a cliff edge moment when they struggle to make repayments.

 Who needs coins? Now six-year-olds can spend pocket money on a card

The Guardian - 2 June 2019
Before signing up for a card, a sustained discussion about money is necessary between parent and child. "To children, these 'learner' debt cards may feel like play, yet the money and the spending that sits behind them is real." says our head of media, Sue Anderson.

May 2019

 Energy companies must do more for vulnerable customers, say experts

The Big Issue - 31 May 2019
Peter Tutton, our head of policy is quoted. He says the commission are right to call for Ofgem and suppliers to revisit the question of social tariffs.

 Energy firms told they must do more for vulnerable customers

YourMoney.com - 31 May 2019
Peter is also quoted here, saying: "We are also pleased to see the Commission’s support for the government’s breathing space scheme, which we have long campaigned for."

 Urgent action needed to support vulnerable energy customers

Credit Connect - 31 May 2019
Further coverage of the independent report says urgent action is required by all energy companies, regulators and government, as well as price comparison websites.

 New rules mean your credit card could be suspended if you don’t pay back debt

The Sun - 30 May 2019
Our chief executive talks about the cause for concern that people may 'hit the buffers hard' at 36 months, when actions become compulsory.

 'Support' letters being sent to help people in debt 'making the problem worse'

The Mirror - 30 May 2019
We say that while encouraging people to meet more than just their minimum payments will, in theory, help many, there are concerns that the letters being sent by creditors aren't clear enough.

 Concerns raised over credit card warning letters

Credit Connect - 31 May 2019
We've raised concerns that consumers with long-standing debts on credit cards, who have received letters encouraging them to make more than the minimum payments are could be unclear in their messaging.

  Payday loan borrowers still being charged DOUBLE the amount lent

The Sun - 27 May 2019
We say there are still issues with short term loans, despite FCA regulation.

 'Don't ignore' credit card warning letters

BBC News - 29 May 2019
People with long-standing debts on credit cards are receiving letters encouraging them to make more than the minimum payments.

 ‘Don’t ignore’ credit card warning letters

Dundee Messenger - 29 May 2019
Providers could suspend cards if borrowers fail to take action by March. We've raised concerns that the warnings may not be clear enough.

 I cancelled my mobile phone contract but I'm being chased for money

Saga - 29 May 2019
We provide advice for readers in this situation - include proof of cancellation in any complaint.

 Payday loan borrowers still being charged DOUBLE the amount lent

The Sun - 27 May 2019
We point out that there are still issues with short term loans, despite FCA regulation.

 Money Worries Are Real - Here's How to Do a Wedding Budget

Women's Health - 26 May 2019
We revealed that over 70% of our clients reported having low energy and insomnia - along with other health problems.

 'I sold my home to pay HMRC's demands – then they withdrew them' (£)

Telegraph - 25 May 2019
Peter Tutton, our head of policy, said: "Government debt collection practices ought to lead the pack in terms of treating people fairly, yet too often they don’t."

 Call for online 'credit curfews'

Radio 4's Money Box - 25 May 2019
Our client data is used in this feature on the use of consumer credit.

 Wonga may be no longer but beware new firms looking to rip you off: Loan sharks are circling again with rates of 200%

This is Money (Mail on Sunday) - 25 May 2019
We fear far too many consumers are jumping at the 'quick-fixes' these short-term lenders appear to offer, when really they need debt counselling.

 I paid off £53,000 worth of debt – using cash helped me go debt free

I News - 24 May 2019
Katie Johnson had a debt management plan with us when she started out on her journey to clear here debts.

 Opinion: "A rational approach to tech is essential", by Phil Andrew (£)

Credit Strategy - 23 May 2019
Our chief executive explains the charity's approach to technology.

 It's OK To Say: How St Albans musician is fighting back after reaching an all-time low

The Herts Advertiser - 23 May 2019
A first-hand account by musician who sought our help when dealing with mental health issues and a financial crisis.

 Norman Lamb teams up with Martin Lewis to demand end to threatening debt letters

North Norfolk News - 21 May 2019
Receiving intimidating letters demanding money from those in debt has been likened to "someone standing in front of you with a knife" in a debate called by a Norfolk MP.

 Get the most from Millennials, by understanding what has shaped them

Personnel Today - 21 May 2019
64% of calls made to us are from people under the age of 40.

 Overcoming the UK’s debt problem

Accountancy Age - 21 May 2019
Around 8 million people in the UK are considered to be ‘in debt'. We offer real solutions and education to people who have been struggling with debt.

 Banks face paying extra £100m to tackle debt advice shortfall (£)

The Times - 20 May 2019
Our former Chair, Sir Hector Sants, on a shortage of capacity and long waiting times when vulnerable people called on services offered by Stepchange and Citizens Advice funded via the levy.

 Debt advice levy could see banks pay £100m more

Money Marketing - 20 May 2019
Further coverage of Sir Hector Sants' interview with The Times.

 Anxiety, Lying Awake At 3am And Manic Spending Sprees - How Money Affects Our Mental Health

Elle - 17 May 2019
References our client data - the average of our clients is falling.

 Why we all need to make time to talk about money

The i - 17 May 2019
We are recommended as a source of advice when having conversations with family and friends who may need help with their debts.

  How National Numeracy Day can help tackle problem debt

CCR Magazine - 16 May 2019
Coverage of our activity to support National Numeracy Day, including comments on the importance of numeracy from our Chair, John-Griffith-Jones.

 Exclusive: Half Of 20-Somethings Say Money Pressures Impact Their Mental Health

Huffington Post - 15 May 2019
StepChange’s Sue Anderson said we'd seen the average age of those seeking its help fall in recent years.

 National numeracy day sets out to tackle problem debt

Credit Connect- 15 may 2019
National Numeracy Day was launched in 2018, with the inaugural campaign seeing over 100 UK organisations drive 25,000 people to start their journey towards improved numeracy – and StepChange wants to help the campaign beat that number this year.

 Payday lenders face sharp criticism as complaints rise 130%

The Guardian - 15 May 2019
We warn that people often turn to this kind of borrowing when they don’t feel there’s any alternative.

 Vulnerable Brits must be saved from cashless society, warns new report

The Big Issue - 105 May 2019
Our director of external affairs Richard Lane said: “People experiencing problem debt really do need help, and the scrutiny now being given by MPs to the flaws in the system can only lead to improvements.”

 StepChange commends Treasury Select Committee for keeping up pressure for debt reforms

CCR Magazine - 13 May 2019
We're pleased to see the recommendations published in the Treasury Select Committee’s report of its inquiry into consumers’ access to financial services.

 Treasury Committee says Banks can no longer ignore financial inclusion

Credit Connect - 13 May 2019
The Treasury Committee has published a new unanimously-agreed report on consumers’ access to financial services. We comment on the report.

 Teachers ‘key’ to helping students avoid money troubles

TES - 11 May 2019
A recent report by us says that a quarter of women under 25 and a third of men under 25 are the most likely age group to have debts with payday lenders and loan sharks.

 Gen Z is paying the price for quick and cheap debt

The Telegraph - 12 May 2019
Further coverage of the financial strain on younger generations, as as we have seen in our research into our clients' experiences.

 I Spent My Entire Life Savings In A Year But I'm Clawing My Way Back

Refinery 29 - 10 May 2019
Young people make up a growing proportion of their clients, with under-25s representing 14% of the people we saw in 2018.

 MP attends meeting about debt

The Leader- 9 May 2019
Tuesday’s meeting of the All Party Parliamentary Group for Debt and Personal Finance was addressed by directors of the Financial Conduct Authority, the Finance and Leasing Association and StepChange Debt Charity, and Economic Secretary to the Treasury John Glen MP.

 StepChange responds to the Fairness Group Statement

CCR Magazine- 7 May 20109
It is heartening to see the Government’s commitment to bringing local and national government debt collection practices in line with both industry best practice and the Government’s own fairness principles.

 Government makes commitment to improving government debt collection practices

Credit Connect - 7 May 2019
We welcome the government’s commitment to improving government debt collection practices.

 Government tackles bailiff bad practice

Your Money - 7 May 2019
We say: "Now this statement needs to be supported by lasting change; such as Government accepting the recommendations."

 Don't waste your money: 19 things you shouldn't be spending your cash on

Love Money - 6 May 2019
They recommend coming to us for debt advice, as we don't charge for it, unlike some advice companies.

 Skye and the 21st century housing market

West Highland Free Press - 5 May 2019
"Figures assembled by the debt relief charity Step Change indicate that while the average Scottish mortgage debt is £2,800, in the constituency of Skye, Lochaber and Badenoch it is a whopping £16,000."

 Amount of payday loans taken is increasing consumer debt

London Loves Business - 3 May 2019
Individuals who take out payday loans are more likely to have concerns repaying their debts, and entering a vicious cycle of debt, our research shows.

 HEADLINE

CCR Magazine - 3 May 2019
“The drivers of problem debt, as well as the drivers of wealth, are different for different age groups."

 FCA reveals growing gaps in generational finances

Financial Times - 2 May 2019
We've long seen stark differences in the profile of older and younger clients seeking debt advice.

 FCA opens debate on intergeneration differences

Credit Connect - 2 May 2019
We wholeheartedly welcome the FCA’s exploration of intergenerational issues.

 Royal Mail delivers financial wellbeing focus to support employee health

Employee Benefits - 2 May 2019
Royal Mail’s financial wellbeing provision includes debt counselling delivered by us.

April 2019

 The average Brit’s debt broken down

Plymouth Daily - 30 April 2019
In our mid-2018 research, we found an increasing proportion of our clients hampered with short-term, high-cost credit.

 Would you take a payday loan from your employer?

People Management - 25 April 2019
We say, any form of borrowing needs to be considered in terms of whether it is providing a genuine solution or masking a bigger problem.

 StepChange “disappointed” by FCA’s duty of care consultation

Credit Strategy - 29 April 2019
We're disappointed that this consultation hasn't arrived at more concrete steps forward. Our head of policy, Peter Tutton, explains why.

 Highland Scots face biggest mortgage arrears

The Herald - 26 April 2019
Our 'Scotland in the Red' report found that almost one in three householders was behind on their mortgage payments, with the average being a colossal £16,155.

 ETZ Payments: Software group setting up finance arm to help protect from payday lenders

Express - 24 April 2019
18 per cent of our new clients last year had on average £1,755 in payday loans.

 Tougher laws needed to clamp down on rogue bailiffs, says MP

Express & Star - 24 April 2019
We estimate there have been 850,000 cases of misconduct by bailiffs in the past two years, making the case for change "urgent".

 The importance of talking about debt

Open Access Government - 24 April 2019
In the first six months of 2018 alone, more than 325,000 people contacted us for help with their financial concerns.

 Britain's payday loan hotspots revealed as high cost credit addiction sees debts spiral to over £1billion

This is Money - 19 April 2019
In 2017, 16.8 per cent of our new clients had a high-cost short-term debt, such as a payday loan, but this rose to 18.3 per cent for the first half of 2018.

  Let's talk about debt

Amor Magazine - 15 April 2019
Charities like us offer support to indebted households, and in the first half of 2018 alone we helped more than 325,000 new clients.

  £2.3bn debt relief granted in 10 years of DROs

Scottish Financial News - 15 April 2019
Paula Hogarth, our DRO Service Debt Advice Centre Manager said: “DROs are a good solution for people with minimal assets and low income who can’t afford to repay their debts."

  Five ways to reduce financial anxiety

The Guardian - 14 April 2019
The first step to tackling money problems is facing the facts – then you can create a budget and get help if you need it.

 Scottish savings have collapsed under Tories

Money Expert - 12 April 2019
Household savings in Scotland have been cut by around 60% since the Conservative Party came to power in 2010, according to Scottish Labour.

 Council tax is driving people into debt

Dumbarton and Vale of Leven Reporter - 12 April 2019
Council tax is the main factor driving people to seek help with debt, a new report has shown.

 Bailiffs should wear bodycams and face tougher regulations, say MPs

The Independent - 12 April 2019
MPs on the Justice Committee have highlighted several "worrying" examples of bailiff malpractice.

 MPs demand regulator to crack down on bailiffs

BBC News - 11 April 2019
A 2016 survey found that 51% of our clients who were contacted by bailiffs were being chased for council tax arrears.

 Bailiffs should be required to wear bodycams, say MPs

The Guardian - 11 April 2019
Highly critical justice select committee report recommends bailiffs be officially regulated. This report draws on our clients' experiences.

 MPs demand regulator to crack down on bailiffs

Dundee Messenger - 11 April 2019
Peter Tutton, our Head of Policy, said: "Enforcement by bailiffs is intrusive and places disproportionate costs on people in the most vulnerable circumstances."

 Debt charity warns of Council Tax emergency

Scottish Housing News - 10 April 2019
StepChange Debt Charity Scotland was contacted by over 30,000 people last year across every constituency seeking debt help.

 Almost 700,000 Scots at risk of 'problem debts', report warns

Heart - 9 April 2019
Almost 700,000 Scots have problem debts or are at risk of having them, our 'Scotland in the Red' report has revealed.

 Almost 700,000 Scots at risk of 'problem debts'

Planet Radio - 9 April 2019
Further coverage of the findings published in our 'Scotland in the Red' report.

 Almost 700,000 Scots have 'problem debts', charity warns

STV News - 9 April 2019
Further coverage of the findings published in our 'Scotland in the Red' report.

 Money Worries Cost UK Economy Up To £51bn A Year, Research Finds

HR News - 9 April 2019
Worries over money among UK workers are costing the economy up to £51bn a year in lost productivity and recruitment expenses, a report endorsed by us has found.

 Charity report highlights debt issues in Scotland

Credit Connect - 9 April 2019
Further coverage of the findings published in our 'Scotland in the Red' report.

 700,000 Scots have problem debts or are on the verge of plunging into financial distress

Scottish Financial News - 9 April 2019
Further coverage of the findings published in our 'Scotland in the Red' report.

 Scotland facing debt crisis

Third Force News - 9 April 2019
Further coverage of the findings published in our 'Scotland in the Red' report.

 Debt charity warns of Council Tax emergency in Scotland

Ekklesia - 9 April 2019
Further coverage of the findings published in our 'Scotland in the Red' report.

 3 ways Scotland's personal debt problems are getting worse - and 3 ways to address it

Common Space - 9 April 2019
Analysis in response to our 'Scotland in the Red' report.

 Thousands struggling with guarantor loans seek help (£)

The Times - 8 March 2019
Appeals for advice from people with guarantor loans who get into debt difficulties have risen 35-fold in the past six years, our annual report has revealed.

 £2.3 billion debt relief granted in 10 years of DROs

Gov.UK - 6 April 2019
Paula Hogarth, our DRO Service Debt Advice Centre Manager, says: "DROs are a good solution for people with minimal assets and low income who can’t afford to repay their debts".

 Spending on plastic gives young people a debt headache (£)

The Times - 6 April 2019
One person every 48 seconds called us for help with their debts last year, a record level, and those calling are getting younger. Further coverage of our Statistics Yearbook.

 Citizens Advice reports 16% jump in problem bailiffs

FT.com - 4 March 2019
Report on our 2018 Statistics Yearbook. Our chair, John Griffith-Jones, points out that a large number of single parents contacting us have insufficient income to cover their rent, council tax and essential bills.

 Leeds based national debt charity contacted by record numbers for help

ITV News - 3 April 2019
One of our clients, Jamie, explains that his problems began to spiral out of control when he took out a credit card to improve his rating, only then to lose his job.

 Record number of people in debt trouble

5 News (via YouTube) - 3 April 2019
Jamie was also interviewed about his experiences of dealing with debt, along with our head of policy, Peter Tutton.

 Over 650,000 people sought debt advice in 2018

Money Age - 3 April 2019
In 2018, 657,930 people contacted us seeking advice, up from 619,946 in 2017. Coverage of our 2018 Statistics Yearbook.

 Record numbers seek help for problem debt

The Money Pages - 3 April 2019
We experienced record demand for support services last year – amounting to one person every 48 seconds getting in touch with us for help. Coverage of our 2018 Statistics Yearbook.

 Record number contacted StepChange over debt in 2018

Credit Strategy - 3 April 2019
A record 657,000 people contacted us about problem debt, as our 2018 Statistics Yearbook shows.

 Every 48 seconds one person contacted debt charity last year

Your Money - 3 April 2019
Record numbers of people contacted us last year, statistics reveal. Coverage of our 2018 Statistics Yearbook.

 Record number of people contacting StepChange Debt Charity in 2018

CCR Magazine - 3 April 2019
Our 2018 Statistics Yearbook reveals the ever-increasing scale of demand for debt help in the UK.

 Record number of people contacted debt charity in 2018

Credit Connect - 3 April 2019
More coverage of our 2018 Statistics Yearbook.

 Single, under 40, in work and renting – a snapshot of debt nation

Royal London - 3 April 2019
Becky O’Connor, personal finance specialist at Royal London, said the demographics of our clients tell us a story of intergenerational inequality.

 Payday lender’s collapse to hit borrowers

Dundee Messenger - 3 April 2019
Quoting our annual report which warns there has been a "small, but worrying" rise in the number of people seeking our help who had payday, or high-cost and short-term, loans.

 Payday lender's collapse to hit borrowers

BBC News - 3 April 2019
References various statistics from our annual report to illustrate the wider issue about rising levels of personal debt.

 ‘Worrying’ rise in number of people with payday and high cost credit debts

The Sun - 3 April 2019
There's been a "worrying rise" in the number of people turning to us who are in debt to payday lenders or other short-term high cost credit providers. Further coverage of our annual report.

 Record numbers contact Leeds-based national debt charity StepChange for help

Yorkshire Post - 3 April 2019
One person every 48 seconds contacted us for help last year - with single parents being the fastest rising group seeking help.

March 2019

 The affordable credit challenge: why FinTechs and the responsible finance industry must work together to innovate

Responsible Finance - 28 March 2019
Our report, 'The High Cost of Credit', is referenced to support this article.

 Staff money worries costing UK economy up to £51BN a year

Employer News - 26 March 2019
A report, endorsed by us, has revealed that stress over personal finances makes employees significantly less productive, unable to finish daily work tasks and more likely to change jobs.

 Revealed: Glasgow students are the new prey for payday loan lenders

Glasgow Sloth - 25 March 2019
Sharon Bell, director of StepChange Scotland, saya that despite the changes to short-term loan regulation, we still receives many calls from people looking for help regarding short-term, high credit loans.

 4 Top Places to Get Debt Help

About My Area - 24 March 2019
Our report highlights that credit card debts are on the rise.

 Credit 500 and Women in Credit Awards mark end of Credit Week 2019

Credit Strategy - 22 March 2019
Our chief operating officer, Fiona Megaw, won a lifetime achievement award at this year's event.

 Brexit Havoc Adds to Misery for Nation Battling With Debt

Bloomberg - 22 March 2019
Our debt advisers get a very different view of the UK to the one portrayed by government ministers and central bankers.

 Household bills to rise in April: ‘I haven’t used my fridge since December – I’m already living day to day’

The i news - 20 March 2019
Sue Anderson from our media team explains that we've seen a rise in the proportion of clients with arrears on their energy bills.

 Young Women In Big Debt Tell Us Why They Owe So Much Money

Yahoo! News - 20 March 2019
We are recommended as a source of impartial debt advice.

 As a Yorkshireman, I know the value of saving. Others should too (£)

The Times - 20 March 2019
We've estimated that families are 44 per cent more likely to fall into problem debt if they have less than £1,000 saved.

 Exactly how much debt problems are affecting your area of Lancashire

Lancashire Live - 20 march 2019
Since 2017 consumer credit has continued to grow while many households continue to struggle.

 Austerity has pushed the UK’s poorest households further into debt – here’s how

The Conversation - 19 March 2019
We've found that sometimes bailiffs visited homes outside “reasonable hours” or continued action, despite clients agreeing a repayment plan.

 How to save Money: Why Financial Self Care Is so Important

Women's Health Magazine - 19 March 2019
How to save money – and why it matters for your health. Over 70% of our clients reported having low energy and insomnia, and many had other symptoms of ill health.

 StepChange uses Pegasystems to power digital efficiency drive

Computer Weekly - 15 March 2019
We're transforming our debt advice service by using Pegasystems to power digital efficiencies and innovation.

 Firms MUST not collude in this system that can tip people into the red, says debt charity boss

Mail on Sunday - 16 March 2019
Peter Tutton, our head of policy, writes about why we support the newspaper's call for improvements to help consumers avoid making unintended payments under continuous payment authority permissions.

 Credit unions and financial inclusion on the agenda for Lloyds Banking Group

Association of British Credit Unions - 15 March 2019
Our CEO, Phil Andrew, took part in wide-ranging roundtable discussion about how government and banks and others can support the expansion of credit unions.

 Rent-to-own shops have been forced to change - and now things have just got a lot cheaper

Liverpool Echp - 18 March 2019
The price cap rules come into force on 1 April 2019. Peter Tutton says, "The most financially vulnerable households cannot be left with no choice but the highest price on the high street."

 The true extent of Birmingham's debt problem revealed in shock new figures

Birmingham Live - 14 March 2019
Peter Tutton, our head of policy, said: “This data reflects both the growth in consumer credit lending in recent years, and the budget squeeze many households have been feeling.

 Nearly 100,000 people have now opened a Help to Save account - but 3m low-income workers still miss out on free cash

This is Money - 7 March 2019
Phil Andrew, our chief executive, is quoted on our 'Help to save' campaign work.

 End of the rent-to-own rip-off? City watchdog brings in price cap to protect thousands of vulnerable customers

This Is Money - 5 March 2019
Peter Tutton, our head of policy, is quoted welcoming the new rules, but warning they must be accompanied by better alternatives.

 FCA: Credit card late payment fees are unacceptable.

Credit Connect - 6 March 2019
Peter Tutton,our head of policy, said it’s clear that reducing harm in the credit card market remains a work in progress.

 Man left trapped in credit card debt after losing his job reveals how he beat it

The Mirror - 6 March 2019
Our client, Jamie Evans, discussess his debt problems and how he overcame them with our help.

 The magnolia prison: How grown-ups are increasingly trapped in privately rented homes

The Overtake - 1 March 2019
Our head of policy, Peter Tutton, says it's unsurprising that we are seeing growing number of single parents contacting us who are in arrears on their rent.

February 2019

 First-time buyers are lured into taking out record amounts of debt as they are forced to borrow nearly four times their salary to get on housing market

This is Money - 22 February 2019
Sue Anderson, our Media and PR Manager, urged lenders to ‘pause for thought’.

 'Gambling was all I thought about all day'

The Guardian - 23 February 2019
Andy Margett, 39, on how he became addicted to gambling – and later turned his life around - with our help.

 Money Box: Debts after death and pension

BBC Sounds - 23 February 2019
Andy Shaw from our advice policy team discusses debts and bereavement. From 14 minutes in.

 Seeking debt advice will help your finances - and improve your health and wellbeing

Daily Record - 22 February 2019
The link between debt and depression is well documented, with money worries causing sleepless nights, stress and uncertainty. But seeking help to tackle financial concerns will also improve your wellbeing - our survey shows.

 High cost lending continues to leave people in ongoing cycles of debt

Talk Business - 22 February 2019
Our report states that in 2017, 15.7% of their customers had a debt to pay off as a result of short term high cost credit debt or pay day loans.

 Shortlist for the 2019 Women in Credit Awards

Credit Strategy - 20 February 20109
Fiona Megaw and Vikki Brownridge are both nominated.

 Workers 'missing shifts because they can't afford travel costs', poll reveals

The Mirror - 20 February 2019
Our external affairs director, Richard Lane, says one of the most common issues for our clients is increased levels of stress and anxiety alongside high levels of debt.

 Law-breaking bailiffs are getting away with abusive behaviour warn MPs

The Mirror - 15 February 2019
Coverage of evidence given to MPs by StepChange and other charities. Our CEO, Phil Andrew, is quoted.

 Rule-breaking bailiffs need to be held to account say debt charities

Big Issue - 15 February 2019
Phil Andrew, our CEO, said only 15 per cent of their clients who felt they had been treated badly by bailiffs made a complaint.

 Number of charities say bailiffs 'continue to flout rules' and need regulating - and majority of Britons agree not enough is being done

This is Money - 15 February 2019
Phil Andrew, our chief executive is quoted as saying only formal regulation can solve the problems in the bailiff sector, as part of coverage of our call for improved bailiff regulation.

 Public ‘demand rogue bailiffs be locked out’ (£)

The Times - 15 Feburary 2019
Tougher regulations to combat rogue bailiffs are considered “long overdue” by the public, charities, including us, have told the government.

 New research on resolving personal debt problems

Ekkelisa - 15 February 2019
Early findings from major new research by us, released as part of Debt Awareness Week, show what variations in progress typically arise among different groups of clients after taking debt advice.

 The debt solution marketed as a life hack on social media: Record numbers open IVAs - but what are they and can you really write off 85% of your debt?

This is Money - 14 February 2019
Peter Tutton, our head of policy, says this represents a continuation of the rising trend we have seen in recent years.

 Universal Credit five-week wait ‘sets Brits up to fail’ and loads up families with debt from day one, charities warn

The Sun - 13 February 2019
Experts, including StepChange, said the long wait for cash was still a huge issue.

 May winces under PMQ ‘friendly fire’ over UC

24 Housing - 13 February 2019
The Work and Pensions Committee took evidence on how thinly stretched the social safety net had become. Peter Tutton is a committee witness.

 Progress on debt typically spiky not smooth

CCR Magazine - 13 February 2019
Early findings from major new research by us, released as part of the charity’s Debt Awareness Week, show what variations in progress typically arise among different groups of clients.

 StepChange research shows that debt resolution is not a smooth process

Credit Connect - 13 February 2019
More coverage of our client outcomes survey.

 Welfare safety net: evidence on debt, hunger and homelessness

Parliament UK - 12 February 2019
Peter Tutton, our head of policy, gave evidence to a Commons Select Committee.

 I quit my job to care for my dying mum – but Universal Credit five-week wait ruined my life

The Sun - 12 February 2019
Daniel Knowles now owes around £4,000 in catalogue debt.

 Our study finds indebtedness among low income households worsened under government austerity measures

University of Hertfordshire - 11 February 2019
Rising demand for debt advice corroborates the intensifying debt pressures amongst low income households - our client data is quoted.

 Low income households under austerity: a notable rise in debt for essential needs

LSE British Politics and Policy blog - 11 February 2019
Rising demand for debt advice corroborates the intensifying debt pressures amongst low income households. Cites our data.

 BrightHouse to offer new loan where customers pay almost double what they borrow

The Mirror - 10 February 2019
Quotes our client statistics: up to 1.4 million people on lower incomes relied on high-cost credit firms last year.

 Debt-laden families borrowing THIRD more than they earn, shock figures reveal

The Sun - 5 February 2019
Peter Tutton, our head of policy, says the figures lay bare the cost of living crisis hitting families.

 Fury as energy bills soar again: Price cap hike row as Big Six make huge profits

Express - 5 February 2019
In the first half of 2018, just under 15 percent of our new clients were behind on either a gas or electricity bill.

January 2019

 A quarter of Brits start New Year feeling troubled about their finances

Adviser Points of View - 31 January 2019
65% of clients surveyed by us said they have felt this way for more than a year

 Everything you need to know about the government saving scheme giving away 'free money'

Somerset Live 29 January 2019
Phil Andrew, our chief executive, is encouraging claimants to take part in the savings plan.

 StepChange responds on Breathing Space

CCR Magazine - 29 January 2019
Our press release in response to HM Treasury's Breathing Space consultation.

 Debt charities respond to 'breathing space' consultation

Credit Connect - January 2019
We welcome the principle of extending statutory protection, with caveats. Phil Andrew, our CEO is quoted.

 £500,000 funding boost for charity that helps low income families

East Durham News - 29 January 2019
We published a report showing an increase in the number of households relying on high interest credit to stay afloat.

 Thousands of people on Universal Credit and Working Tax Credits are missing out on free money

Stoke Sentinel - 28 January 2019
A number of regional publications have quoted our CEO's comments about Unviersal Credit.

  A financial watchdog has released high-cost credit figures for the first time

The Big Issue - 28 January 2019
Richard Lane, our director of external affairs, says the latest FCA show payday lending is on the rise again.

 Fraudster secretly stole thousands from girlfriend and left her suicidal

Eastern Daily Press
We helped the victim of fraud who was left paying off thousands of pounds.

 Universal Credit and Working Tax Credits claimants 'missing out on free money' from Government

Birmingham Live - 25 January 2019
Phil Andrew, our chief executive, is encouraging claimants to take part in the savings plan.

 Surge in payday loans raises concerns about consumer debt

Money Wise - 25 January 2019
Sue Anderson, our media and PR manager, says reports on payday lending being on the rise again match what we're seeing among our clients.

 £500,000 Northstar Ventures boost set to help low income families

Bdaily - 25 January 2019
This story references our report showing an increase in the number of households relying on high interest credit to stay afloat.

 Payday loan broker Quick Loans charging up to 1,575% interest wants people to go to PRISON for getting into debt

The Sun - 24 January 2019
In response, Richard Lane, our external affairs director, says rather than "living beyond their means" most people in debt have ended up there because of a shock to their income.

 How to get out of debt: Your ten-step plan to getting your finances back under control

Daily Mail - 24 January 2019
It is recommended to contact us for help with budgeting and dealing with debt problems.

 Klarna payments UK: is buy-now-pay-later luring young people into debt?

Love Money - 22 January 2019
In this article about the potential risks of 'buy now, pay later' products, our client statistics are quoted. We're seeing more under-25s seeking debt help.

 Revealed: Three million low-income workers missing out on 'free money' as 80,000 sign up to Help to Save scheme that offers £1,200 bonus

This is Money - 22 January 2019
Our CEO, Phil Andrew, says it's vital the government make a real effort to promote the 'Help to Save' scheme if it is to have the desired result.

 Support is available for those worried about money

Daily Record - 22 January 2019
In 2018, nearly 20,000 people in Scotland contacted debt charity StepChange, an increase of 47 per cent since 2013.

 One in four people are worried about debt this January

Yorkshire Post - 22 January 2019
Debt worries linked to spending from two years ago are blighting huge numbers of Leeds residents. Our media and PR manager, Sue Anderson, comments on a new debt survey.

 A quarter of people stress over finances on Blue Monday

Money Age 22 January 2019
More than a quarter of people (27%) have started the new year feeling uneasy about their finances - coverage of our 'Blue Monday' survey.

 More than one in four people remain uneasy about finances this Blue Monday

International Finance - 21 January 2019
More coverage of our 'Blue Monday' survey.

 More than a quarter of people uneasy about finances

Credit Strategy - 21 January 2019
More than one in four people started the New Year feeling uneasy about their finances, our survey has revealed.

 Blue Monday: More than one in four people uneasy about finances

Credit Connect - 21 January 2019
More coverage of our 'Blue Monday' survey.

 Essex & Suffolk Water wants to help you beat the January blues

Essex TV - 21 January 2019
We partner with this water company to provide a comprehensive programme of help for people in arrears and struggling to pay their bills.

 'I cancelled mobile contract with Three through its web chat and then debt agency chased me' - is it ever wise to cancel online?

This is Money - 21 January 2019
We provide advice for if you're contacted by a creditor or debt collection agency about a debt

 Blue Monday – how not to let money get you down

What Investment - 21 January 2019
A survey carried out by YouGov on our behalf revealed that more than a quarter of us started the New Year feeling uneasy about our finances.

 Justice Select Committee on baillif reform

Parliament Live TV - 15 January 2019
Peter Tutton, head of policy, gave evidence based on our clients' experiences of dealing with bailiffs.

 Worried about money? Get advice now

Daily Record - 15 January 2019
In 2018, nearly 20,000 people in Scotland contacted debt charity StepChange, an increase of 47 per cent since 2013.

 Water - one less thing to worry about

The Northern Echo - 14 January 2019
Advice for people struggling to pay their water bills from our partner Northumbrian Water.

 Rogue Bailiffs Are 'Inflicting Misery On Vulnerable People', Fuelling Youth Suicide And Draining Pensioners Of Cash

Huffington Post - 9 January 2019
There is cross-party support for improved bailiff regulation, which we campaign for.

 Cash-strapped Newcastle man left struggling to afford food due to 'drug' of Wonga loans

Newcastle Chronicle - 9 January 2019
One of our clients shares his story as part of Michael Sheen's 'End High Cost Credit Alliance' campaign work.

 UK unsecured debt approaches unprecedented levels

WCL News 8 January 2019
Our CEO, Phil Andrew, is quoted commmenting on the latest debt figures.

 Debt crisis: British families face £15k misery

Express - 8 January 2019
Richard Lane, our director of policy, comments our clients' experiences.

 Sants stakes reputation on guidance body success

Citywire - 9 January 2019
The launch of the long-awaited single financial guidance body (SFGB), headed up by our former chair, Sir Hector Sants.

 Household debt is now higher than it was in the 2008 financial crisis

The Big Issue - 9 January 2019
Problem debt is not confined to consumer credit, says Richard Lane.

 My Shopping Addiction Landed Me 25k In Debt

Refinery 29 - 9 January 2019
We provide advice for people in this situation.

 John Griffith-Jones to chair StepChange Debt Charity

Best Advice - 7 January 2019
Report on the announcement of our new chair.

 Debt charity names Hector Sants successor

Financial News London - 7 January 2019
John Griffith-Jones, a former chair of the FCA, takes over at StepChange

 StepChange announces new chair

Credit Connect - 7 January 2019
Report on the announcement of our new chair.

 Who's Moving: Battersea, Big Issue Invest, Royal Life Saving Society UK and more

Civil Society - 7 January 2019
Round up of senior appointments, including our new chair

 Investor submits plans for 17-storey office and retail development in Leeds

Yorkshire Post - 7 January 2019
Report on the planning application for the building that will house our new offices

 John Griffith-Jones to chair StepChange Debt Charity

Credit Strategy - 7 January 2019
Report on the announcement of our new chair.

 Britain owes £72.5bn on credit cards as households pile on debt despite fears for economy

Independent - 5 January 2019
Sue Anderson says credit cards are the single most common issue the charity encounters. And our advice about bailiffs video is featured.

 More credit unions failing but membership growing

CCR Magazine - 4 January 2019
Phil Andrew's response to the latest Bank of England consumer credit figures.

 More credit unions failing but membership growing

Money Marketing - 4 January 2019
We warn that while credit growth is slowing, we should not lose sight of continued indebtedness in many consumers’ personal finances.

 More credit unions failing but membership growing

BBC News - 4 January 2019
Phil Andrew is quoted on the importance of credit unions and community lenders.

 How to get out of debt in 2019

Mail Online - 4 January 2019
Expert tips on what you can do to help get yourself out of the red in the New Year - quotes our client data.

December 2018

 How to cure a Christmas debt hangover

Independent - 28 December
Our advice on prioritising bills is included in this informative guide to dealing with debt.

 Debt crisis: 3 MILLION Britons struggle to pay bills – 25% admit finances out of control

Express 27 December 2019
Nearly 40 percent of our new clients were behind on at least one essential charge last year.

 Hard-pressed families may spend four times the amount they need to on popular gifts this Christmas by paying weekly with rent-to-own firms

This is Money - 19 December
Grace Brownfield, senior public policy advocate, is quoted.

 BBC News: FCA announces crackdown on overdrafts

BBC News at One - 18 December
Our Director of External Affairs is interviewed (20 minutes into the broadcast) about the FCA's announcement about overdrafts and high cost credit.

 Vanessa Feltz current affairs show

BBC Radio London - 18 December
Vanessa Feltz also interviews Richard Lane about this topic.

 Banks to be banned from charging ‘rip-off’ overdraft fees in FCA crackdown

Independent - 18 December
Our head of policy, Peter Tutton, welcomes the “robust” proposals from the FCA.

 Massive changes to overdraft charges revealed - here's what's affected

The Mirror - 18 December
Peter Tutton says the FCA proposals "should help to disrupt the toxic 'debt spiral' effect that overdrafts can create".

 Overdraft charges set for ‘biggest shake-up in a generation’

MSN - 18 December
Peter Tutton is also quoted commenting on the FCA proposals.

 FCA hammers banks in clampdown on overdraft fees

London Evening Standard - 18 December
More coverage of our response to the FCA's proposals.

 FCA takes important steps to making overdrafts fairer, says StepChange

CCR Magazine - 18 December
Further coverage of our response to the FCA's proposals.

 Excessive bank fees for unarranged overdrafts to be banned

The Guardian - 18 December
We welcomed the ban on unauthorised overdraft charges.

 Our CEO, Phil Andrew's comments on the FCA's announcement

The Express - 18 December (via Press Reader)
Phil urges us to spare a thought for the 2.1 million people who spent the whole of 2016 overdrawn.

 The FCA is cracking down on overdraft fees to protect vulnerable customers

The Big Issue - 18 December
Further coverage of our response to the FCA's proposals.

 Martin Lewis advises the ‘best route’ to clearing debt with management tips and help

Express - 17 December 2017
The Money Saving Expert cites us a source for getting debt help.

 Is Your Mental Health Making You Broke?

Refinery 29 - 13 December 2018
We are mentioned as a source of debt advice.

 How do I get out of debt?

Love Money - 12 December 2018
It is recommended to use our 60 second debt test to find out if you need help with problem debt.

 Citizens Advice Cornwall calls for regulator to rein in bailiffs

Falmouth Packet - 11 December 2018
Our statistics on bailiffs breaking the rules are quoted.

 Barclays customers now able to “switch off” certain spending

Credit Strategy - 11 December 2018
Our head of policy, Peter Tutton, is quoted on this new development.

 Is Klarna’s Buy-Now-Pay-Later Service Encouraging Young People To Get Into Debt?

Gadgette - 10 December 2018
Peter Tutton, our head of policy, says credit should never be marketed as a flippant thing or something easy and convenient.

 Martin Lewis: Trapped by debt? Money Saving Expert reveals top tip to solve debt problems

Express - 10 December 2018
Martin Lewis recommends getting in touch with us, or other advice providers.

 Money: Take steps now to avoid New Year festive debt trap

The Sunday Post - 8 December 2018
People are being tipped into debt by festive spending – we share advice on surviving the festive season.

 Northumbrian Water commits to eradicate water poverty by 2030

Water Briefing - 6 December 2018
We work with Northumbrian Water, providing all-round support and solutions to overcome the challenges of debt.

 No-interest loans could open up access to credit

Credit Strategy - 5 December 2018
An opinion piece by our CEO, Phil Andrew (log in required).

 Mum-of-three feels trapped by £8,355 high-cost credit debt and poverty premium

The Sun - 5 December 2018
This story is backed up by our estimate that 1.4million lower-income households resorted to high-cost credit in the last year.

 Self-employed workers are struggling with debt according to reports

NE Connected - 6 December 2018
Our data is quoted: self-employed carry four times as much debt as those that are employed full-time.

November

 Credit card borrowing slows as economic fears grow

Your Money - 30 November 2018
Peter Tutton, head of policy, comments on the latest credit statistics released by the Bank of England.

 StepChange comments on latest Bank of England Money & Credit data

CCR Magazine - 30 November 2018
The charity's views on the latest Bank of England and Credit report.

 Annual growth of consumer credit slows

Credit Connect - 30 November 2018
Our response to the latest Bank of England and Credit report.

 IN THE RED Mum plans to go bankrupt due to £20k debts

Scottish Sun - 30 November 2018
We are recommended as a source of debt advice in this account of a woman's money problems creating a stir on the Mumsnet forum.

 Ministry of Justice issues call for evidence over bailiff reforms

Credit Strategy - 28 November 2018
Coverage of our long-running campaign for bailiff reform.

 5 expert tips to avoid a Christmas debt hangover

Daily Mail - 26 November 2018
Sue Anderson from our Media Affairs team shares tips, as we often see a surge in cries for help around new year.

 High hopes for rent-to-own clampdown but experts warn UK’s poorest will still struggle

Independent - 23 November 2018
“The most financially vulnerable households cannot be left with no choice but the highest price on the high street." Peter Tutton, head of policy, is quoted.

 FCA double whammy crackdown on rent-to-own price caps is welcome, says StepChange

CCR Magazine - 23 November 2018
Our response to the FCA's announcement about the rent-to-own sector.

 FCA puts forward rent-to-own price cap

Credit Strategy- 23 November 2018
Peter Tutton, head of policy, shares his thoughts on the FCA announcement about measures being taken on rent-to-own.

 Reducing the impact of financial worries

FT Adviser - 22 November 2018
What to do if you think one of your employees is struggling with debt. It's recommended you refer them to us for advice.

 New report on debt and housing in the private rented sector

Ekklesia - 19 November 2018
The government should review the suitability of the private rented sector for housing vulnerable people - article based on our 'Locked Out' housing report.

 How to teach your children about the value of money

i News - 16 November 2018
Two thirds of people who contacted us in the first half of 2018 were under 40.

 Let’s ban the bailiffs who terrorise disabled people

Yorkshire Post - 15 November 2018
Rule-breaking bailiffs are causing stress, anxiety and financial hardship, according to research published by Citizens Advice and StepChange.

 Landlords forcing people in debt to pay more to rent - your rights

The Mirror - 15 November 2018
The private rented sector is not meeting the housing needs of people with vulnerabilities and debt problems - article based on our 'Locked Out' housing report.

 Evictions of vulnerable tenants should be made tougher, insists group

Letting Agent Today- 15 November 2018
The private rented sector is not meeting the housing needs of people with vulnerabilities and debt problems - article based on our 'Locked Out' housing report.

 Private rented sector not meeting needs of those in problem debt, says charity

Letting Agent Today- 15 November 2018
People often experienced a “debt premium” in the form of paying higher deposits as well as needing guarantors, while some put up with problems because of the worry of eviction - article based on our 'Locked Out' housing report.

 Private rented sector not meeting needs of those in problem debt, says charity

Press Association (Aol) - 15 November 2018
Article based on our 'Locked Out' housing report.

October

 Budget 2018: Interest-free loans to ease payday debt

The Times (£) - 30 October 2018
Richard Lane, director of external affairs, is quoted in this article about the Budget.

 Everything that’s missing from the new plan

The Mirror - 30 October 2018
Richard Lane, director of external affairs, is quoted in this article about the Budget.

 The end of payday loans? Hammond launches assault on lenders with no interest loans

The Daily Mail - 30 October 20108
Richard Lane, director of external affairs, is quoted in this article about the Budget.

 Chancellor gives people in debt new 60-day “breathing space” but here are 8 bills bailiffs can still case you for

The Mirror - 30 October 2018
We're quoted about having seen a surge in people seeking help to pay for energy bills.

 Chancellor unveils raft of measures designed to tackle problem debt

The Herald - 30 October 2018
The measures were broadly welcomed by Richard Lane of StepChange Debt Charity.

 Budget: Government to tackle payday lending with no-interest loan scheme

Financial Reporter - 30 October 2018
Richard Lane, director of external affairs, discusses our campaigns for a no-interest loan scheme.

 Easy-access pensions key to boosting women’s savings

Financial Reporter - 30 October 2018
Vikki Brownridge, director of charity development discusses the impact on our clients.

 StepChange introduces new strategy to double the number of people to help by 2022

International Finance - 29 October 2018
Review of our new four-year strategy that sets out an ambition to double the number of people we can help by 2022, and for the first time, launch an early intervention services.

 Interest-free loans: Hammond's plan to solve problem debt

The Guardian - 28 October 2018
Around one in seven people across Britain borrowed money to meet a household need last year - figures are from our high-cost credit report.

 BBC Radio 4 Money Box

BBC Radio 4 - 28 October 2018
Discussion about the FCA credit card rules

 Millions hounded with bailiffs - the shocking and unacceptable Government practices that break its own rules on debt

Mirror - 18 October 2018
Almost a third of those responsible for paying council tax are in arrears when they seek help with debt

 Fuel bills and council tax pushing people into debt the fastest - charity warns "concerning" bill rises are ruining lives

Daily Mirror - 4 October 2018
Our latest personal debt statistics are reported, with a comment from our CEO, Phil Andrew.

 Surge in number of people falling behind with council tax and energy bills as households feel the strain, charity warns

The Sun - 4 October 2018
Our latest report covered in the Sun highlights how many families are behind on the basics.

 Number of people struggling to pay council tax and energy bills and relying on payday loans is on the rise, debt charity warns

Daily Mail - 4 October 2018
Our latest personal debt statistics are featured, highlighting how many of our clients are turning to high cost credit.

 Three-year low in borrowing as Brits rein in spending on cards, overdrafts and more

Mirror- 02 October 2018
Peter Tutton, our Head of Policy comments on consumer lending trends.

September

 Debt charity plots tech revamp

Charity Digital News - 27 September 2018
Stepping forward: Our four year strategy aimed at helping more people and reaching people sooner is covered with a comment from our CEO, Phil Andrew.

 BBC Radio 4 File on Four Debt Killed My Dad

BBC Radio 4 - 26 September 2018
File on Four investigates what lead to Nigel Hurst's suicide after falling behind on his council tax and applying for bankruptcy.

 Buy now, pay later — the new debt trap for millennials?

Financial Times (£) - 21 September 2018
Peter Tutton, our Head of Policy comments on how credit is being marketed to young consumers.

 The northeast may be hit just as its economy is getting going

Bloomberg - 14 September 2018
Our Head of Policy, Peter Tutton comments on the rising levels of debt affecting households across the UK.

 Help to save launch

Channel 5 News - 12 September 2018
We appear on Channel 5 News about the launch of the new government backed Help to Save scheme.

 'Help to Save' scheme finally launches to give people on low incomes a £1,200 cash boost

The Mirror - 12 September 2018
Our CEO, Phil Andrew comments on how important it is for lower income households to have a savings safety net.

 Help-to-save scheme is finally launched

The Guardian - 12 September 2018
The Guardian report highlights our policy work around the Help to Save Scheme.

 If You're On A Low Income This New Bank Account Could Give You 50p For Every £1 Saved

Huffington Post - 12 September 2018
Phil Andrew comments on the value Help to Save could bring to our clients and why we support the scheme.

 In debt? This step-by-step guide can help you sort out your finances

i News - 11 September 2018
Our Direct of External affairs, Richard Lane, offers a step-by-guide on what to do if you're in debt.

 Russell Lynch: Ten years on from Lehman we’re still minding the wage gap

Evening Standard - 7 September 2018
Our latest report, London in the Red is covered.

 Problem debt costing economy £900m a year

Daily Mail - 6 September 2018
Our CEO, Phil Andrew, comments on how the government debt collection practices.

 Debts to Government are a bigger problem for families than consumer loans and credit cards, NAO warns

The Telegraph - 6 September 2018
Our insight into debts with local authorites are reported.

 Government criticised over approach to personal debt

BBC News - 6 September 2018
Our research into how people in debt are treated by local authorities is covered, along with a comment from our CEO - Phil Andrew.

 Problem debt costs public finances £250m a year through extra strain on health and housing services, NAO says

Independent - 6 September 2018
Our CEO, Phil Andrew comments on a recent report from the National Audit Office commenting on the government's policies relating to personal debt.

 Councils criticised for “intimidating” pursuit of unpaid bills
Financial Times (£) - 6 September 2018

UK consumer loans in July dip to slowest growth in three years The Guardian - 30 August 2018

Iain Dale, The Whole Show: Is Wonga stopping loan applications a good or bad thing? LBC Radio - 30 August 2018

Wonga’s woes spell the end of the payday-loan era The Economist - 30 August 2018

Interest rise leaves first-time buyers facing extra mortgage bill of £1,000 a year The Telegraph - 18 August 2018

Bank warns of more rate rises Metro - 3 August 2018

Bank of England raises interest rates 50% to highest level for a decade - and it could push thousands over the edge Mirror - 3 August 2018

We need a clear plan to help those with severe problem debt - Evening Standard - 31 July 2018

Households risk debt crisis after splurge on credit cards - The Times (£) - 31 July 2018

Household debt in UK 'worse than at any time on record' - The Guardian - 27 July 2018

Trouble ahead as British household budgets are £900 in the red - The Times (£) - 27 July 2018

UK families' debt SPIRALLING out of control as average household nearly £1,000 in the RED  – The Express – 27 July 2018

MPs rebuke councils for 'overzealous' use of bailiffs - The Guardian - 26 July 2018

Government bodies 'worst for aggressive debt collection' - BBC Online – 26 July 2018

Lifetime ISA's should be scrapped and households given help with mounting debt, say MPs – The Independent – 26 July 2018

Millions wiped off value of Amigo Loans after report in Times – The Times (£) – 17 July 2018

Is your partner keeping their debts secret? – The Times (£) – 4 July 2018

There is no such thing as free banking, warns City watchdog –  - The Times  – 28 June 2018

Banks make the most profit from vulnerable customers with large overdraft balances –  - The Sun  – 28 June 2018

Link between mental health issues and problem debt must be broken –  - The Independent  – 20 June 2018

Safety nets needed to prevent vulnerable people from debt – Credit Connect  – 20 June 2018

One in five people struggling with problem debts suffer from a mental health or physical illness or have been bereaved – This Is Money  – 20 June 2018

Mental and physical health issues mean you're far more likely to be in poverty – The Mirror  – 20 June 2018

People living in urban areas have £1,000 more debt than those in the countryside – The Sun  – 20 June 2018

Overdrafts more expensive than payday loans – The Financial Times (£)  – 23 May 2018

‘Sky high’ overdraft charges cost seven times more than payday loans – The Times  – 23 May 2018

The government's crackdown on loan sharks - BBC Victoria Derbyshire, 25 April, watch from 1 hour 22 minutes

A StepChange client's experience with debt and how they were helped by the charity - ITV News Calendar, 5 April

You & Yours Debt Special - BBC Radio 4, 2 April

Problem debt is at "epidemic levels" - The help that's out there - The Mirror, 21 March

We must end exploitative lending practices and make credit fair for those who need it - Huffington Post, 21 March

How to get out of debt in eight steps – and get advice for free - The Sun, rent-to-own campaign launch, 18 March

Millions of Britons in severe debt face more pain from BOE hikes - Bloomberg, 16 March

Debt triggered by divorce and redundancy, StepChange reveals - Credit Connect, 16 March

Credit lending levels 'close to 2008 peak', regulator says - The Yorkshire Post, 15 March

Debt charity says more than 600,000 people sought help last year - The Guardian, 14 March

Debt worries emerge from break-ups - BBC News, 14 March

Debt problems rising amongst under-25s - The Money Pages, 14 March

UK credit card debt rises 10% in January - The Financial Times, 2 March

House prices fall as incomes are squeezed - The Times, 2 March

‘Sharp rebound’ in mortgage approvals for home buyers - Daily Mail, 2 March

Credit card debt: Deadline set for new rules - BBC News, 27 February

Government urged to give those with debt problems a year's grace - The Guardian, 26 February

The pensioners who are £30,000 in credit card debt: Don't suffer in silence, follow our tips to get back in the black - Daily Mail, 6 February

Lloyds Bank is banning credit card customers from buying Bitcoin - Shortlist, 5 February

Debt charities warn that fake ads on Google make it harder for those struggling to get help - The Sun, 16 January

 Banks should end unplanned overdraft charges, charity says - BBC News, 6 December

PM broadcast - BBC Radio 4, 3 November, listen from 21 minutes

Tough calls: on the debt crisis frontline with charity StepChange - The Guardian, 20 September

Britain's debt timebomb: FCA urges action over £200bn crisis - The Guardian, 18 September

Third party deductions - the DWP policy that's pushing people into hardship and debt - The Mirror, 14 September

A million people forced deeper into debt just to pay their bills - where to find help - The Mirror, 20 July 2017

Debt fears remain despite manifesto 'breathing space' plans - BBC News, 23 May

Struggling credit card holders could see fees and charges waived - The Guardian, 3 April 2017

FCA: Credit card interest could be waived for those with severe debt - Financial Times, 3 April

Credit card interest 'could be waived' for longstanding debt - BBC News, 3 April

Three million have card debts they cannot repay: Banks are accused of exploiting customers as watchdog announces tough measures to tackle the crisis - Daily Mail, 3 April

Debt-binge Britons stick £20million a day on credit cards: Plastic spending soars at fastest rate for 11 years leading to fears of a fresh crisis as we now owe £67 BILLION - Daily Mail, 30 March

Today Programme - BBC Radio 4, 30 March, listen from 21 minutes

£66.7billion credit card debt binge is probed by the Bank of England over fears it could crash the economy - Daily Mail, 30 March

Bank orders loans review as consumer debt rises - The Times, 28 March

UK debt charity says demand for help hits record high - Daily Mail, 28 March

Money Doctor: Government-backed debt scheme could help ease money worries - Daily Record, 17 March

Bailiffs should face a crackdown: There are too many bad apples in the industry - The Independent, 15 March

Harsh and unfair tactics used by some bailiffs are pushing more people into debt, charities warn - Daily Mail, 14 March

Bailiff industry still problematic, say charities - The Guardian, 14 March

How bailiffs skirt the law and unfairly target vulnerable families - Daily Mirror, 14 March

Some bailiffs 'still abusing powers', debt charities say - BBC News, 14 March

Credit bubble fears as British drivers borrow £32 billion to buy more than two million new cars in a year - Daily Mail, 11 March

Shocking statistics reveal families in East Kilbride struggling with soaring levels of debt - Daily Record, 11 March

Credit card debt reaches record high of £66bn after families borrow £339m on plastic in January - Daily Mail, 2 March

MPs call for independent inquiry into bank overdraft charges and slam City watchdog for failing customers - Daily Mail, 24 February

WORSE THAN WONGA. The banks that charge more for an overdraft than a payday loan exposed - The Sun, 8 February

Banks charging up to £180 fees on £100 borrowing, Which? finds - Daily Mail, 8 February

Short-term lending isn’t black and white: make sure you read the small-print - The Spectator, 8 February

'Saving money is pointless' - The Independent, 2 February

Tesco, housing, motor insurance and debt - The Spectator, 2 February

pPENSIONS CRISIS: Older workers fearing POVERTY-stricken retirement because lack of savings - Daily Express, 2 February

DEBT WARNING. More people are going bust as credit card and personal loan borrowing soars - The Sun, 27 January

Rachel Reeves MP calls for action to tackle ‘sky high’ overdraft charges - Yorkshire Post, 20 January

'It's a financial cliff edge': how Britain fell back in love with credit cards - The Guardian, 11 January

The six ways to be richer and more secure in 2017 - The Times, 7 January

Debt, fuel costs, wealth and pensions - The Spectator, 5 January

Warning as credit card debt hits a £66.7bn high: Families borrowing growing at the fastest rate for 12 years - Daily Mail, 5 January

UK credit binge approaching levels not seen since 2008 crash - The Guardian, 4 January

Britain's borrowing binge puts millions at risk – how to stay safe - The Mirror, 4 January

British shoppers splurge as debt grows at fastest pace since boom year of 2005 - Daily Telegraph, 4 January

Household debt rises to post-credit crunch high - BBC News, 4 January

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