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StepChange Debt Charity logo

Get debt free. Free debt help from Step Change Debt Charity.

Every year we transform the lives of thousands of people, helping them become debt free. We offer expert, tailored debt advice and practical solutions to help you manage your debt and make a fresh start.

Getting online debt advice

Use our Debt Remedy online advice tool to get free, expert advice and a recommended debt solution in around 20 minutes. Debt Remedy is free, anonymous and always based on what's right for your circumstances.

Many of the solutions we recommend are managed debt repayment plans, including debt management plans (DMP), but whatever your situation, we'll recommend the one that's right for you.

What do I need to have ready?

To get the most out of Debt Remedy, it helps to have the following details ready:

  • Details of all your debtsWe’ll ask for details of your income, outgoings and unsecured debts.
  • Your incomeincluding any benefits or pensions.
  • Your household billsfor items such as food and utilities, with details of any missed payments.
  • Approximate values of assetslike your home or car.

About StepChange Debt Charity

Helping nearly 370,000 people a year tackle their debt problems with confidential and impartial advice, StepChange is the leading UK debt help charity.

Since 1993, we've supported over 120,000 people manage their debts with a debt management plan free from fees and tailored to individual budgets.

Need debt help now?

Complete our Debt Remedy tool to get FREE individual debt help now

  • Completely anonymous
  • Personal action plan

Get debt help now

Why choose us?

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018