We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111 Freephone (including all mobiles)

i The advice on this page applies to residents of Northern Ireland only.

Applying for bankruptcy. Changes coming in 2017.

In April the Insolvency Service made changes to the way you apply for personal bankruptcy in England and Wales, and you now apply for bankruptcy online via the GOV.UK website. The application process will change in Northern Ireland from March 2017, and this page details these changes.


The following information is the most up-to-date information we have about the new online application. Please be aware than any of the following information on the new service is subject to change until the service is introduced in Northern Ireland in March 2017.

What’s changing?

No more forms

Personal bankruptcy will switch to an online application for Northern Ireland residents from March 2017. You’ll no longer have to complete the lengthy forms in triplicate

By applying for bankruptcy through the GOV.UK website, you'll be able to create your case online with a username and password as with other secure sites. You’ll also be able to login and logout as many times as you need to complete the application process.

You need to supply the same type of information as the previous forms required, but you can complete each section as and when you have the information. Each section has been simplified, making them much easier to understand, and each page has guidance on what information is needed to help you complete it.

No changes to the fees

You’ll still have to pay a fee for bankruptcy and this will have to be paid in full before you can present your application to the High Court. The bankruptcy fees for Northern Ireland residents will remain the same. These currently are:

  • £115 court fee
  • £525 bankruptcy deposit
  • £7 solicitor’s fee

Where can I find more information?

If you're based in Northern Ireland and want more information on the upcoming bankruptcy changes, visit www.detini.gov.uk.

Is anything else in bankruptcy changing?

No, only the way you apply (petition) for bankruptcy is changing. How bankruptcy affects you, your home, your pension and your job remains the same. What happens to you after you’re bankrupt remains the same and the same terms and conditions (restrictions) apply to you as they do now.  

Get update alerts

Some of the details about the new application process are being finalised.

Stay updated with the latest info by filling in the form below. We'll send you an email with any important updates.


Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016