Debt in Mind is a joint effort between StepChange Debt Charity and Mental Health Foundation (MHF). It's the first partnership of its kind, uniting debt advice and mental health information.
While StepChange Debt Charity are the experts in free debt advice, MHF provide information and guidance on how to keep stress at a healthy, manageable level. Introducing Debt in Mind to people in your workplace may help them deal more effectively with the money worries they could be facing in their own lives.
Why is it important to deal with stress?
It’s estimated that one in four people will suffer some kind of mental health problem over the course of a year**. And based on research carried out as part of the MHF Living With Anxiety 2014 report, some of the most common reasons for stress are money, finance and debt worries.
By taking steps to manage their finances, and incorporating mindfulness techniques from MHF into their lives, people may find that their stress levels are much easier to manage.
Help your creditors understand your situation
If you're dealing with any mental health issues (including stress and anxiety) while also dealing with debts, it can help to let your creditors know.
You can do this by sending them a 'debt and mental health evidence form' (DMHEF) completed by a health or social care worker. This may encourage them to be more considerate when dealing with you.
Tools to help customers and colleagues manage debt and stress
Stress can cause debt.
7 Days, 7 Ways helps people to take small steps to deal with their debt, and helps generate a positive 'can do' approach to finance. It will introduce your colleagues or customers to free debt advice at a stage where we could prevent them from falling into a debt problem. The information is presented in an engaging multimedia format, with videos, graphics, and downloadable materials.