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The board of trustees for the Foundation for Credit Counselling (registered in England and Wales) has the following members.
Chris Stern, FCCA, FCMI, is currently the Chairman of British Gas Insurance and holds a number of Non-Executive Director roles within the Centrica Group.
Chris is a pension trustee and a Director of the Centrica Pension Investment Board and has previously held a number of senior executive positions within the Centrica Group over the last 30 years.
He is a qualified accountant and a Licensed Lay Minister.
David Coates, a graduate of Manchester University, has extensive experience in developing businesses in the financial services sector. Currently a non-executive director of several companies he advises smaller financial service businesses at board level.
He previously managed Experian’s Business Information and Consumer Information divisions and was a founding and managing director of Callcredit.
As the Chief Executive of the Davenham Group plc, he took the group public and has also acted as non-executive director of the Richmond Group and as Chair of Amigo Loans Ltd.
John Fingleton is founder of Fingleton Associates, a strategic advice and insight company. He ran the Irish Competition Authority before becoming Chief Executive of the Office of Fair Trading from 2005 to 2012.
He has taught at the London School of Economics, Trinity College Dublin and the University of Chicago and wrote and taught game theory and the economics of industry and regulation.
A member of the Policy Advisory Board at the Social Market Foundation, he is a Trustee at the Kaleidoscope Diversity Trust and the Centre for Economic Policy Research, and chairs the Risk, Audit and Compliance Committee at Australian supermarket Coles.
Tim is the Chair of Cairn Capital, a Director of the Bank of England and an Emeritus Governor of the London School of Economics.
Before joining Cairn, Tim worked in a series of trading and management positions at JP Morgan, helping to build the credit and credit derivatives businesses. He started work as an officer in the British Army serving in Germany and in the Falkland Islands.
Andy Hill is retired from his role as CEO at Damart UK and member of Damartex SA Group Board, and recently completed a stint as interim MD at Coopers of Stortford. He is now focusing on non-executive director responsibilities, primarily with StepChange.
A qualified accountant, he has extensive experience in the mail order and retail industries having previously worked for Next, Redcats and the Lennons Group, with direct board responsibility across a range of disciplines including finance, marketing, customer services and IT.
He previously served as director of the UK Direct Marketing Association and Chairman of its Home Shopping Council.
Monica is a highly accomplished senior executive with over 20 years of experience in Financial Services. She is the Co-Founder and Chief Strategy Officer of Neyber, a multi-award-winning Fintech firm focused on financial wellbeing. Neyber is included in KPMG’s 2018 list of top 50 established global Fintech companies and was awarded "Ethical Financial Services Provider of the Year" at the Money Age Awards. It also won “Benefits Innovation of the Year”, at the Workplace Savings & Benefits Awards in 2016 and 2017.
Formerly, Monica was the Co-Head of the European Banks Equity Research team at Goldman Sachs.
She is a regular speaker at Global Fintech and Employee Wellbeing Conferences, sharing her perspective on financial inclusion, innovation and disruption in financial services. She was invited by House of Lords Select Committee to provide evidence on how Fintech can help address financial exclusion in UK. Monica also champions the cause of diversity and advancement of women in business.
Monica was recognised by Forbes as one of the top female leaders in Fintech, included in Women in Fintech Power List by Innovate Finance UK and the recipient of the Chairman’s award for outstanding contribution to U.K. tech in the Diversity UK awards in 2018, and is listed as one of the Top 100 most influential BAME leaders in UK tech by the Financial Times & Inclusive Boards.
Dame Suzi Leather is Chair of the Office of the Independent Adjudicator for Higher Education and also chairs the Devon Sustainability and Transformation Partnership. She is a member of the General Medical Council and is a patron of the Donor Conception Network.
Previous roles include chairing the Charity Commission, the Human Fertilisation and Embryology Authority, the LankellyChase Foundation and the School Food Trust. She was also a non-executive director of the United Kingdom Accreditation Service.
In 1994 Suzi was awarded the MBE for her services to agriculture and food safety and in 2006 she was awarded Dame Commander of the Order of the British Empire.
Suzi has a BA degree with honours in Politics, a BPhil degree in social work and an MA in European Politics.
Sue Lewis is Chair of the FCA’s Financial Services Consumer Panel. She is a Trustee of The People’s Pension, a consumer advocate member of the Chartered Insurance Institute Professional Standards Board; an independent member of the Chartered Banker Professional Standards Board; and a member of the Fairbanking Mark Assessment panel.
She advises overseas clients on financial education, financial inclusion and financial services conduct regulation.
Previously a senior civil servant, from 2005 to 2011 she was Head of Savings and Investments at the Treasury.
The Rt. Hon Alun Michael is the Police and Crime Commissioner for South Wales. He is a member of the National Executive (Board) of the Cooperative Party, a Trustee of the Penarth Headland Link (a charitable company) and a Trustee of South Wales Police Youth Trust (also a charity).
He was Member of Parliament for South Cardiff and Penarth from 1987 to 2012, during which time he held office as Deputy Home Secretary, Secretary of State for Wales, Minister of State for Rural Affairs and Minister of State for Industry and the Regions.
Josh Bell is a General Partner at Dawn Capital, a FinTech-focused venture capital firm, leading their investments in transformative financial technologies across the UK and Europe.
Before co-founding Dawn in 2007, Josh worked with McKinsey & Company, specialising in financial services and leading McKinsey’s support for the World Economic Forum’s financial services knowledge initiatives and activities.
He was a Graduate Scholar at Oxford University in Mathematics, a Research Fellow at Harvard University specialising in Economics and Game Theory, and studied further postgraduate statistics at Cambridge University.
John was appointed Chair of StepChange Debt Charity in January 2019. He served as the inaugural Chair of the Financial Conduct Authority from 2013 to 2018, during which time the FCA took on responsibility for regulating consumer credit. Previously, John had a career at KPMG, culminating in him becoming their UK Chairman and Senior Partner, and also Chairman of their European, Middle East and Africa region.
John is currently Vice Chairman of the National Numeracy Trust, a Governor of Brentwood School, and sits on the audit committee of Eton College. He is also a trustee of the Rifles Volunteer Trust, and a regular participant in the Speakers for Schools programme.
John studied Economics at Trinity Hall, Cambridge. He is a chartered accountant and he was an officer in the Territorial Army for 14 years.
“I wish to thank your staff for all the great help they gave me when I was in so much debt.They were a pillar of support to me.” (Leslie, Essex)
Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.
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