“I’m so lucky I heard about StepChange and got help early otherwise I don’t know what would have happened, really.
“If I hadn’t picked up the phone, I wouldn’t be stood in my house right now. I would have had to go bankrupt or sell the house to get rid of the debts. It’s through blood, sweat and tears I’ve managed to carry on a get to where we are now, and to save our home.
People need to talk about debt more so they get the help they need
“I don’t think people realise how simple it is to get in touch and get help - do it as early as possible.
“I’m not afraid of being outspoken and telling people that I’ve been in debt. People need to talk about it a lot more- they would be less ashamed and more able to open up. People take their own lives over money problems, but there is light at the end of the tunnel.
“I now work in administration in a care home and I’ve been recommending to everyone that I come across to get help early with their debts. It always happens differently to everyone, but I would say don’t put your head in the sand.
“It’s not a nice feeling. If people just spoke up, they maybe wouldn’t be in such a bad situation. I’m a very big advocate for StepChange. Without you I probably would have considered ending my life or I wouldn’t have the house or both. It got that bad.
Now Hannah's life is back on track
“Being close to debt free has enabled me to go back to work, because I don’t think I would have been able to do that with all of that going on. We can even go out, with careful budgeting.
“I don’t have to rely on family for nappies or anything like that anymore.
“Nowadays, I love going swimming with my boy- tackling my debt problems have freed up more time to spend relaxing with my family.
“I was put on a DMP and I’m almost there with paying off the last of my debts. It’s given me much more confidence handling my finances, which is such a great feeling. Thanks to the knowledge and skills I’ve gained, I’m paying off the last 2 remaining debts myself, and I’m on track to just have one more left by the end of 2020.
“I can’t thank StepChange enough, you’ve saved us.”