Government debt schemes include a range of solutions and forms of insolvency introduced by the government. These include debt relief orders (DROs), individual voluntary arrangements (IVAs), protected trust deeds and the Debt Arrangement Scheme (DAS).
Adverts promoting government debt help and schemes to write off debt are often misleading. They promote companies without any links to the government, who charge for their services and who are likely to make recommendations based on the profits they can make..
If you're worried about paying or writing off your debt make sure you get advice about government debt help from a trusted organisation.
The best way to make sure you’re getting impartial advice is by getting in touch with a debt charity like us. We will ask you about your income, spending and debts, and then tailor our debt advice to your circumstances.