Six years after bankruptcy
Details of your bankruptcy will be removed from your credit file. All of your creditors should have updated your credit file to show your debts defaulting on or before the date of your bankruptcy. This means all the debts you had before your bankruptcy should now have disappeared from your credit file too.
It’s a good idea to check your records with all three credit reference agencies to make sure this has happened. For most people, getting credit again will become much easier from this point.
If the official receiver applied a bankruptcy restriction undertaking (BRU) or order (BRO) for more than six years, because you acted dishonestly, your bankruptcy will still appear on your credit file until this ends.