Insolvency costs and court fees in Northern Ireland
January 2021 - please be aware that the Insolvency Service in Northern Ireland is currently unavailable until further notice.
The following fees are charged for insolvency in Northern Ireland:
- A debt relief order (DRO) costs £90, paid directly to the Insolvency Service. There are no reductions available
- Bankruptcy costs £683. This is made up of a £525 bankruptcy deposit, a £151 court fee and a £7 solicitor’s fee. You may be able to get the court fee waived if you’re on a low income by competing form ER1 (PDF), but everyone has to pay the other costs
- With an individual voluntary arrangement (IVA) you don't pay an upfront fee but a percentage of your monthly payment goes towards covering the cost of your IVA
You can find details of fees charged for court processes in Northern Ireland on the Courts and Tribunals Service website.
If you’re on a low income, or your income is from benefits only, you may qualify to have your court fees reduced or cancelled.
You apply for this using form ER1 Application for exemption or remission of a fee (PDF).
Before you apply read the guidance notes Do I have to pay fees? to find out if you qualify, and how to complete the ER1 form.
You may need to provide proof of income to qualify for help with your court fees. Check the guidance notes or ask the court for more details.