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Also in this section...

Find out more about household and personal debt trends in the UK: 

Research and reports

Policy recommendations

Personal debt statistics

Contact our policy team

0207 391 4598During office hours

07985 404 153Outside office hours


The All Party Parliamentary Group on Debt and Personal Finance

We provide the Secretariat for the All Party Parliamentary Group (APPG) on Debt and Personal Finance, which brings together MPs, peers and stakeholders to discuss and debate issues affecting household debt and family finances. There are over 50 members of the group, from both Houses of Parliament and across the spectrum of political parties.

Campaign with us

We help over 500,000 deal with debt each year, and demand for our service continues to grow. Problem debt causes untold distress to individuals, but the damage goes much further – ruining homes, wrecking families and affecting whole communities. 

Our vision is a society free from problem debt, and we're calling on the Government, parliamentarians and MPs to work with us to achieve this goal. Read our latest research and reports for insight into debt trends in your area, and read our policy recommendations to understand how you can help reduce problem debt in the UK.

How we work with Government

Speaking up for those affected by problem debt across our society

Living on a DMP

We help over half a million people experiencing problem debt each year. We advocate on their behalf, campaigning for fairer lending practices and sustainable financial products.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019