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Saving money and increasing income

Ways to increase your income

Even if it’s just by a small amount, increasing your income can make big changes to your situation.

After completing a budget it's worthwhile to investigate ways you could increase your income. Bringing more money in can often seem a lot easier said than done, but it is possible in many cases.

Our blog MoneyAware is full of money-saving and money-making ideas to help you get the most out of your finances. You can also sign up to our newsletter to receive money-saving tips by email every month. 


Every year, people in the UK miss out on benefits and tax credits worth more than £10 billion. Make sure you’re claiming all the benefits you’re entitled to. Use our free benefits checker. This will quickly and easily identify any benefits you can claim to help increase your income and improve your situation.

Get a second job

Could you look for an additional job where you work part time? Or maybe you could try to increase your hours at work? This isn’t always easy, but even working an extra hour or two a week can provide you with income to help pay your household bills.

Ask for board

If you’ve got adult children living with you, ask them to make payments towards the cost of running the home.

Check your tax band

Make sure that you're paying the right amount of tax. Check your tax code and make sure that you’re claiming any tax credits you're entitled to.

Struggling to pay debts? Get free debt advice

If you’re struggling to find money to repay your debts use our online debt advice tool. It will give you a personal budget to help you manage your money, along with advice specifically tailored to your situation. Or, if you’d prefer to talk to us, call us and our expert advisors will help you get your situation back on track.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019