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Saving money and increasing income

Ways to increase your income

Even if it’s just by a small amount, increasing your income can make big changes to your situation.

After completing a budget it's worthwhile investigating ways you could increase your income. Bringing more money in can often seem a lot easier said than done, but it is possible in many cases.

Read our guide to maximising your income for more ideas.


Every year, people in the UK miss out on benefits and tax credits worth more than £10 billion. Make sure you’re claiming all the benefits you’re entitled to – there may be some you aren’t aware you can apply for. Use our free online benefits calculator. This will quickly and easily identify any benefits you can claim, which will help to increase your income and improve your situation.

Get a second job or work extra hours

Could you look for an additional job where you work part time? Or maybe you could try to increase your hours at work? This isn’t always easy, but even working an extra hour or two a week can provide you with more income to help pay your household bills.

Ask for board

If you’ve got adult children living with you, we recommend you ask them to make payments towards the cost of running the home.

Check your tax band

Make sure that you're paying the right amount of tax. Check your tax code and make sure that you’re claiming any tax credits you're entitled to.

Struggling to pay debts? Get free debt advice

If you’re struggling to find money to repay your debts use our online debt advice tool. It will give you a personal budget to help you manage your money, along with advice specifically tailored to your situation. Or, if you’d prefer to talk to us, call us and our expert advisors will help you get your situation back on track.