We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111 Freephone (including all mobiles)

StepChange Debt Charity and the Money Advice Service. Here for you.

If you’re struggling to lift your debt burden, we can help. We’re the UK’s leading debt charity, offering expert advice & practical solutions, all tailored to your own situation.

How we can help

For many people in debt, the first time they can sleep at night is when they’ve talked to us. If you’re lying awake worrying about your debts, we can help you. Let us take an in-depth look at your financial situation. From there, we can suggest a plan of action that works for you.

Our 60-second debt check will help you find out in seconds if you need debt help by answering some simple questions about your finances.

Use our anonymous online advice tool Debt Remedy to put together a budget. Within 20 minutes you’ll have a free personal action plan to deal with your debts.

Or, if you prefer, call our Helpline and our friendly advisors will suggest the best debt solution for you. All advice is confidential.

60-second debt check   1 min

Try our debt check now

FREE online debt advice   20 mins

Complete Debt Remedy

Who are we?

We help 500,000 people a year across the UK to get their lives back on track. Seek our help and you'll get a personal action plan to deal with your debts. Once your creditors know you’re getting debt help from us they're likely to give you breathing space to sort out your debts.


In partnership with

Why choose us?

With over 20 years’ experience, you can be confident that you’re getting the best possible advice.

  • Our advice is completely FREE. We put your interests first, so you can be sure our advice is based on what’s best for you.
  • Tailored advice.Whether you go to our online Debt Remedy tool or speak to one of our expert advisors, our advice will always be right for you.

What our clients say about us

"Thanks for helping me keep my home and happiness...I was desperately worried. Now I can feel confident about the future."
- Karl, Leeds

Read about the lives we've changed»


Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016