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Debt relief

Free, confidential debt advice from StepChange

Try our online debt tool

Debt relief can help clear your debt

Debt relief is the partial writing off of your debts that could help you become debt free quicker.

Once we understand more about your debt problem we can suggest an action plan tailored to your circumstances.

Use our Debt Remedy online advice tool to get free, expert advice and a recommended debt solution, such as a debt management plan or IVA, in around 20 minutes. Debt Remedy is free, anonymous and the recommended advice and solutions are always based on what's right for you.

Watch our video guide to using Debt Remedy

Are you ready? It helps to have these to hand

  • Details of your debts: Outgoings, secured and unsecured debts
  • Details of your income: Including any benefits or pensions
  • Your household bills: Spending on food and utilities, with details of any missed payments
  • Approximate value of assets: Such as your home or your car

Try Debt Remedy now
Beth, Devon

What our clients say about us

“The service has been amazing, I feel a massive weight off my mind.” - Beth, Devon

Derek, Nottinghamshire

What our clients say about us

"They showed exceptional empathy. I cannot speak too highly of them." - Derek, Nottinghamshire

Get in touch

If you have any questions about how to manage your debts, get in touch with our friendly team for a confidential chat.

We're available by phone, email and live chat.

Ways to contact us

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018