Look for cheap ways to travel
If possible, consider using public transport for your night out or other social events.
Some train operators offer ticket deals for groups of people. Many city bus operators have a night bus service that should be cheaper than getting a cab.
If you do need to get a cab, try to split the fare with a friend. Some cab firms offer discount codes, so check their websites or apps before you book. Sign up to their emails as well.
Don’t take extra risks to save money by walking home alone.
Have an exit strategy
If you’re going out with a big group of people, try turning up a bit later than everyone else. You’ll spend less on drinks and you might avoid getting roped into buying rounds of drinks.
Leaving early is also a good idea, especially before the buses or trains stop or wind down for the night.
If you need to get a taxi home, try leaving before closing time. This is when a lot of people will be trying to get home, and you may see an increase in cab fares.
Focus on your long-term goals
You can reduce the time it’ll take to pay off your debt by cutting down on less important expenses.
Knowing that you have a goal of paying off debt may make it more likely that your friends will support your thriftiness. They’ll understand it’s hard work to achieve a goal like this.
Find an accountability buddy
Will there be a big group of friends at your night out? Do you feel comfortable telling one of them that you’re trying to stick to a budget? Chances are someone in your friendship group is trying to save money too. Tell them that you’re keeping an eye on your spending.