Are there any grants I can apply for?
It's worth checking if you’re eligible for benefits or other grants that could help to improve your situation. Turn2Us is a charity that helps people in financial difficulty access grants and support services, and can check for you.
Can I get a crisis loan?
The government is no longer offering crisis loans. They're now encouraging people to apply for a social fund budgeting loan instead.
Support with mental health issues
If you're finding things tough, support is available:
- If you’re experiencing mental health issues, Mind can help by providing advice and support
- The Samaritans have a range of support services available, including a helpline that you can call around the clock
- We understand the burden that debt can cause. We can offer you free support and advice
I’m pregnant. What help is available?
During pregnancy you’re entitled to:
- Free NHS prescriptions
- Free NHS dental treatment
You can continue to receive both of these free for up to one year after you’ve had your baby.
You can find out more about receiving free dental treatment during pregnancy on the NHS website.
I'm pregnant and already on benefits. Can I get more help?
If you or your partner receives one of the following benefits, and you're expecting your first child, you may be eligible for a Sure Start Maternity Grant:
- Income Support
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Pension Credit
- Child Tax Credit
- Working Tax Credit that includes a disability or severe disability element
- Universal Credit
The grant helps towards the costs involved with having a baby, and you won’t need to pay it back.
You can find out more about the Sure Start Maternity Grant, and check your eligibility, on the Government website.
In Scotland, the same scheme is called the Best Start Grant.
I can’t pay my rent. What can I do?
If you’re unable to pay your rent, it’s important to get in touch with your landlord to let them know the situation. You may be able to come to a payment arrangement that’ll help you to pay off your arrears.
You may also be eligible for housing benefit. You can check this by using our online benefits calculator. Shelter offer specialist housing advice if you’re facing eviction.
If you’re on Housing Benefit or Universal Credit but can’t afford your rent, you may be able to apply for a discretionary housing payment (DHP) from your local council. You’ll need to contact your local council to find out how to apply.
Help if you’re in, or have been in, the Forces
The Soldiers, Sailors, Airmen and Families Association (SSAFA) is a charity that offers support to people who’ve served, or are currently serving in the Forces. They may be able to offer you help with a range of support from housing advice to buying household goods, and health care.
Find out about the services they offer, and check your eligibility for help on the SSAFA website.