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We are here to help you unlock your options when your interest only mortgage (IOM) ends.
Call us now for free on 0808 1686 719, Monday to Friday 9am to 5pm
Get in touch with us if:
We have an interest only maturity advice service. We can help you find ways to deal with your mortgage when you do not have the money to repay the rest of the balance.
How we help homeowners
First we will check the options with your current mortgage provider. Then we will search the whole market to identify your alternatives, such as:
If re-mortgaging is not an option we can discuss downsizing or a different solution. We will make sure you get the advice and support you need to make the right choice. Read our homeowners guides.
Our advisors are salaried with no sales targets, bonuses or commission. This creates a safe space for you to look at all your options. This way, we can make sure the recommendations are right for you.
First we find out what the options are with your existing mortgage provider. Then we will work with you to find out what other solutions you can consider.
We will talk you through the advantages and disadvantages of any recommended solution. This is so you are in a position to make an informed choice.
These solutions are not for everyone. We will look at all your options.
"StepChange helped me to secure a mortgage and from the very start they were helpful and professional and followed the procedure right through to completion."
Here are some things to consider when assessing your suitability for a residential mortgage or equity release solution:
To understand the benefits and risks, ask for a personalised illustration.
We will help you understand your choices. For free advice:
Call us now on 0808 1686 719
Or, fill out our contact form to request a call back
We have helped millions of people since 1993.
Find out how.
"They are unbelievably good at helping you out. Very understanding, non-judgmental and offer you a varied range of solutions possible.
I would urge anyone who's experiencing financial difficulties to get in touch with them before going to any firm that charges for the same service."
Atta, Feefo Review
StepChange Financial Solutions is a registered trading name of Consumer Credit Counselling Service (Equity Release) Ltd, a wholly owned subsidiary of StepChange Debt Charity. Authorised and regulated by the Financial Conduct Authority. FCA reg. no. 517674