If your mortgage term has expired, and you still owe money with no means to repay, then StepChange Financial Solutions may be able to help.
We have an interest only maturity advice service to help you find practical solutions to deal with your mortgage when you've not got the money available to repay the outstanding balance. We provide free and impartial advice to help you understand your options and ensure you have the knowledge and confidence to make informed decisions.
Once we establish the options with your existing mortgage provider, we’ll search the whole market to identify your residential mortgage, retirement mortgage and equity release alternatives.
If re-mortgaging is not an option we can discuss downsizing or an alternative solution and ensure you get the advice and support you need to make the right choice.
To create a safe environment in which to explore your options our advisors are salaried with no sales targets, bonuses or commission. That way the only basis for any recommendation is that it’s right for you.