The charity’s findings show that people in these three areas are much more likely to be on the receiving end of calls and texts offering potentially harmful financial products such as payday loans and fee-charging debt management services.
In Scotland, 65 percent of people said they had received an unsolicited call or text offering high-cost credit such as payday loans, for Wales this figure was 61 percent and in the north of England it was 60 percent.
In Scotland, 79 percent of percent of people say they have received unsolicited marketing calls or texts offering fee-charging debt management, for Wales the figure was 74 percent and for the north of England that figure was 69 percent.
In October, the charity launched its Got their number campaign to highlight the harm that is associated with nuisance calls. While for many people nuisance calls can be dismissed as an everyday irritation, for some they can lead to serious stress and anxiety and others the offer of easy credit and quick fix solutions to financial problems can lead to harmful economic choices.
StepChange Debt Charity’s head of policy Peter Tutton said:
“Nuisance calls and texts are out of control; consumers have lost control of their personal data and large sections of the population are being subjected to annoying, intrusive and potentially harmful marketing messages.
“A comprehensive package of measures to ensure that consumers have better control over their personal information and that regulators have greater powers and resources, is essential to addressing this problem.”
Notes to editors:
- All figures from YouGov Plc. Total sample size was 2,017 adults. Fieldwork was undertaken between 20th - 23rd September 2013. The survey was carried out online. The figures have been weighted and are representative of all GB adults (aged 18+).
- StepChange Debt Charity launched its Got their number: Ending the harm caused by nuisance calls and texts report and campaign on October 29, 2013. The full report can be found here.
- StepChange Debt Charity’s ethos is to help the “can’t pays”, not the “won’t pays”, and does not condone debt avoidance. StepChange Debt Charity always aims to help its clients pay back what they owe, in a realistic timescale and manner that is suited to each individual’s situation.