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The Financial Conduct Authority (FCA) has today announced continued support for users of motor finance and high cost credit products affected by coronavirus. The measures will see the time to apply for a payment freeze extended until 31 October 2020.
Commenting on the announcement, Richard Lane, Director of External Affairs here at StepChange said:
“This announcement will bring welcome relief to people across the country struggling with reduced incomes. However financial pressure continues to build for many households and we need to start thinking about the help people will need when the payment holiday periods end.
“With over 4m people borrowing to make ends meet since the start of the pandemic, the FCA needs to start thinking about how to prevent long term consequences for those forced into debt due to coronavirus.
"We need to see long term measures put in place that minimise the impact on credit histories and prevent people falling into persistent debt.”
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